J Scott Burke, Medicare Insurance Agent
J Scott Burke
Senior Benefits of Evansville
Medicare Agent Licensed in IN, IL and KY
Contact Details
-
Location
Evansville, IN
-
Phone
-
Website
About Me
I have been a broker/agent since 1996 and I mainly work with seniors on Medicare or soon to be on Medicare. I have co-owned Senior Benefits of Evansville since 2003 and we were co-branded with Deaconess Hospital for many years as the Deaconess Mature Health Center. Many local seniors still remember me as the featured speaker and MGA for all of Deaconess Hospital's monthly Medicare Educational Seminars at Deaconess Gateway and the Deaconess Main Campus from 2008 through 2016.
I am a lifelong resident of Southern Indiana and my wife Jo and I live in Newburgh, Indiana and are active members of the community.
We help Seniors shop and lower the cost of their Medicare Supplements any time of year. Call me any time that you get a rate increase from your insurance company. I offer my clients the ability to meet in person at my office or comparisons and enrollments by phone if they prefer.
Directions to My Office
Q&A with J Scott Burke
What excites you about serving the Medicare population?
Answer: I enjoy helping seniors on Medicare because I have 30 years of experience with it and it’s very confusing to a lot of people. I’ve always been good at taking a complicated subject and making it easier to understand.
And now that I have aged into Medicare myself, I’m meeting a lot of of my old friends that I hadn’t seen in years when they’re looking for a local agent.
Do husband and wife each pay their own Medicare premiums, or is there a family plan option?
Answer: Every Medicare supplement plan is an individual plan. That is to eliminate any problems if a couple would divorce or when one spouse would die and the other is still living their plan continues on.
Many companies do have a premium discount when you are either married or sometimes when you just have another adult living in your household.
Each plan is always billed individually, but you can set up joint billing where they will draft as one bank payment on the same day each month.
Don't you think Medicare should ban all those celebrity Medicare Advantage commercials?
Answer: There should definitely be more truth than advertising with a lot of the television commercials.
But no, I don’t believe that celebrity endorsement should be banned. That would be an overstep. But making it clear that the celebrity is being paid for their endorsement would be a good idea.
And disclosing that Medicare advantage is different from original Medicare, and making that clear in the television commercials would be great improvement.
Why did my Medicare deductible reset in January?
Answer: Medicare Part B deductibles are calendar year deductibles. So they reset every January 1. Once you meet the deductible for the year, it is covered for the remainder of the year.
That’s different than your Part A deductible which is a per occurrence and you will have deductibles to meet for different hospital visits throughout the year, which are normally covered for most people by their Medicare supplement plan.