Harold (Rob) Thousand III, Medicare Insurance Agent
Harold (Rob) Thousand III
A Thousand Insurance Solutions Consulting Co.
Medicare Agent Licensed in NY, AR, AZ, CO, CT, FL, GA, ME, MI, MO, NC, NH, NJ, PA, RI, SC, TN, UT, VA, VT and WI
9+ Years of Experience
Contact Details
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Location
East Syracuse, NY
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Phone
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Website
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Harold (Rob) Can Help With:
About Me
Hey there, my name is Harold (Rob), and I am your local Medicare advisor and agent. I specialize in Medicare and am devoted to helping you find the best plan that matches your specific needs and financial situation. I will take care of the daunting task of comparing plans from well-known national and local companies for you. Even better, my services are completely free! Contact me today to explore your Medicare options, and be sure to mention that you found me on Medicare Agents Hub!
Q&A with Harold (Rob) Thousand III
Does Medicare Part D cover Repatha?
Answer: Some Medicare plans (Medicare advantage or stand-alone part D plans) will cover Repatha. Every plan is required to cover a medication in that therapeutic category, but the brands or individual drugs may vary from plan to plan.
Is Medicare fraud an issue I should be worried about?
Answer: Everyone should be concerned about Medicare fraud. However, there are definitely misconceptions about it. If you have an agent, bounce it off your agent. Talk to your insurance company if you think there is something strange going on. Every year, agents need to certify that they have taken a fraud, waste and abuse training. It is an important topic that everyone should be concerned about.
What is the biggest disadvantage of Medicare Advantage?
Answer: Medicare advantage was designed to work for you, however, it is not the answer for everyone. Many people view it as an obstacle to care. This is neither incorrect nor correct. It entirely depends on you and your agent being educated on network. While a traditional Medicare supplement may be more flexible in some ways, the expense of the premium is increasing year over a year in most areas.
Many of my customers still use traditional Medicare supplements, incidentally, I do notice that it is the clients that have the financial means to do so.
My mom is considering switching to a Medicare Advantage plan because her friends say it's better. She's scared of losing her current doctors. How can we check?
Answer: While it is possible to check if a doctor is in-network through the health plan's website, sometimes it is not accurate due to hospital contract disputes as well as a variety of other factors. A licensed agent has insight into what providers are participating as well as a direct line-of-sight to your prospective company.
What are the reasons why I should work with a Medicare agent?
Answer: An agent has direct contacts with the carriers that you are insured with. In an age where office staff at medical providers are already stressed, if there is ever an issue with your insurance, it helps to have an added line of defense in your corner, helping to facilitate your care. Your agent should be your advocate!