Hank Ellis, Medicare Insurance Broker

About Me

Hi, my name is Hank and I am your local Medicare insurance agent. Medicare is my specialty and I am dedicated to helping you find the best plan that fits your specific needs and budget. I will take on the task of searching through plans from nationally and locally recognized companies so that you don't have to. Best of all, my services come at no cost to you. Get in touch with me today to explore your Medicare insurance options. Be sure to mention that you found me on Medicare Agents Hub!

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Q&A with Hank Ellis

How can insurance companies afford to offer Advantage plans with $0 monthly premiums?

Answer: You are giving up your medicare part a and b benefit and the government pays those premiums to the insurance carrier.

Is Medicare becoming more expensive over time, and will it ever be unsustainable?

Answer: Medicare spending continues to increase due to an increase of people aging in to medicare. Only time will tell if it will remain sustainable, this is always a major topic in government.

What's the best way for seniors to protect themselves from Medicare-related scams?

Answer: Never give anyone your personal information that you didn't inquire about directly. That would include your bank information and social security number.

How do I report a suspicious Medicare billing error without getting in trouble myself?

Answer: Rule out error: If you have questions about information on yours or your loved one's Medicare Summary Notice (MSN) or Explanation of Benefits (EOB), call the provider or plan and ask for an explanation.

Get help from your SMP: If you are not comfortable calling the provider or plan or if you are not satisfied with their response, your local SMP can help you:

Identify and report fraud schemes and deceptive health care practices, such as illegal marketing or billing for services that were never provided.

Refer complaints of potential fraud and abuse to the appropriate entity, who can intervene. For example: