Gigliola Manrique, Medicare Insurance Broker
Gigliola Manrique
Medicare Broker Licensed in NY, FL and NJ
Contact Details
-
Location
Queens, NY
-
Phone
-
Website
About Me
With over 15 years of experience in Medicare and Under-65 health coverage, I help seniors and families understand their insurance options with clarity and confidence. My mission is to simplify complex plans so you can make informed decisions without stress or confusion.
Education is at the heart of my approach. I believe that knowledge and action go hand-in-hand, and I take the time to guide you through every step of the process so you feel supported, empowered, and protected.
I’m available 7 days a week, because your coverage questions shouldn’t wait — and neither should your peace of mind.
Hablamos español – estamos aquí para ayudarle con todas sus necesidades de cobertura médica y servicios en el hogar.
Q&A with Gigliola Manrique
Answer: Both Medicare Advantage and Original Medicare can work well depending on the person's specific situation - things like their current doctors, prescription drugs, budget, and health needs, all matter.
Answer: Do not make any decisions or provide any personal information without checking first with family members, insurance plan agents or brokers. Unfortunately it is a trend that keeps growing every year.
Answer: Carriers update their networks every quarter or every year. Doctors also leave the plans and terminate their contracts on their own, usually with 60-120 days notice.
Answer: Yes, you need to update your new address with the social security and find out what carriers are in your new service area.
Answer: Medicare covers medical treatment for dementia patients but It does not cover in-home care. Other options are Long Term Care / Medicaid or private pay.
Answer: Yes. Education is important specially to explain how the transition into the medicare world will impact the insurance choices and how to navigate the new rules with confidence.
Answer: You have to choose the right partners and insurance plans. I can facilitate the process and provide guidance.
Answer: Choose a health plan that suits you. Checking the costs of the services ahead of time helps you avoid unexpected costs.
Answer: Original Medicare does not cover emergencies outside the country. Many Medicare Part C (Medicare Advantage) plans DO cover overseas true emergencies, amounts varies from plan to plan and the emergency cost will be covered on a reimbursement basis.
Answer: If you have Original Medicare, ambulance services are covered under Part B. Medicare pays 80% after you meet the Part B deductible, and you pay 20% coinsurance. Medicare Advantage plans usually use set copays. I'm not sure which situation applies to you, but your bill should match one of these scenarios. It's best to confirm with your insurance carrier to make sure the amount is right.
Answer: Helping them find the right plan for them, providing education and support. I try to make the whole process easy and enjoyable.