Galina Koval, Medicare Insurance Broker
Galina Koval
Living Benefits LLC
Medicare Broker Licensed in FL
Contact Details
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Location
Stuart, FL
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Phone
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Website
About Me
Hello, I'm Galina, your neighborhood Medicare insurance advisor. My expertise lies in the realm of Medicare, and my mission is to assist you in identifying the perfect plan tailored to your unique requirements and financial capacity. Allow me to navigate the array of plans available from both nationally and locally esteemed companies on your behalf. And don't worry, my services are provided free of charge! Contact me to discover your Medicare insurance alternatives and don't forget to mention that you discovered me on Medicare Agents Hub!
Directions to My Office
Q&A with Galina Koval
I picked a Medicare Advantage plan based on the low premium, but now I'm facing high copays. Did I make a mistake?
Answer: Medicare Advantage plans do have copays for services that are counted towards the annual maximum out of pocket limits. However, if your plan is a PPO and you see out-of-network providers, your max out of pocket is generally higher as well as copays. Many Advantage plans are attractive because of low or no monthly premiums and inclusion of additional services like dental and vision that are not covered by the Original Medicare. Whether you made a right or wrong decision depends on your health care needs.