Frank Souk, Medicare Insurance Agent
About Me
I am a licensed insurance professional dedicated to helping individuals and families navigate their health coverage options with confidence. I specialize in Medicare Advantage and Medicare Supplements making complex choices simple and straightforward so clients can feel secure about their decisions.
Licensed in Colorado, Wisconsin, Texas, Arizona, Florida, Pennsylvania, and West Virginia. I am able to serve clients across multiple states with personalized guidance and support.
Outside of my professional work, I value time with my family, enjoy competitive billiards and find balance through golfing and gardening.
Q&A with Frank Souk
I am moving to a new state in a few months. What's a good Medicare check list to make sure I am not missing anything in my new state?
Answer: As a newer agent, I have had many veterans in the industry suggest that Medicare.gov is a fantastic resource. Simply plug in ZIP code of where you will be living, and it will populate all of your options.
Are there plans that allow me to continue to travel anywhere and be covered?
Answer: Whenever you're traveling and have an emergency, you are covered by a provider that accepts Medicare. PPOs offer flexibility, however, at a higher cost. Original Medicare A and B coupled with a supplement and Part D provide some pretty solid coverage.
Does Medicare cover eye exams, or are seniors left paying too much?
Answer: Original Medicare excludes routine vision care. A vision-only supplemental policy outside of Medicare is an option. Consider Part C (Medicare Advantage), which often includes vision benefits.
Can my Medicare Advantage plan offer extra coverage for breast cancer services?
Answer: Some plans offer extra benefits or improved coverage depending on the state you live in that can potentially lower your out-of-pocket cost and provide better coverage for your follow-up care. Best of luck with everything and happy holidays.
