Frank Miko, Medicare Insurance Broker
Frank Miko
Franklin Insurance Group
Medicare Broker Licensed in NC, AR, FL, GA, PA, SC and VA
9+ Years of Experience
Contact Details
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Serving
Ogden, NC
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Phone
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Website
About Me
Choosing a Medicare plan is one of the most important healthcare decisions you'll make, and I believe you deserve more than a sales pitch; you deserve an advocate. My approach is simple: I don't sell Medicare plans; I educate my clients so we can make the best decision together.
I take the time to understand your healthcare needs, budget, doctors, prescriptions, and future goals. Then, I'll explain your options in clear, straightforward language so you can feel confident and informed every step of the way. Whether we meet in person or speak by phone, my priority is helping you understand your choices—not pressuring you into one.
My goal is to build lasting relationships based on honesty, trust, and personalized service. When you work with us, you'll have a knowledgeable partner who is committed to helping you find coverage that fits your life today and continues to support you in the years ahead.
Q&A with Frank Miko
Are mental health services like therapy fully covered under Original Medicare?
Answer: Mental health services typically are not fully covered under Original Medicare. Original Medicare does cover some of the cists for outpatient therapy and mental health care, however you are responsible for out of pocket costs including the Part B deductible and a 20% coinsurance.
A Medicare supplement (Medigap) or a Medicare Advantage plan can help pay these additional costs not covered by Original Medicare.