Elleanor Saylor, Medicare Insurance Agent

About Me

Hello!

My name is Elleanor Saylor. I am a licensed agent at the Senior Savings Network in Charleston, South Carolina. Our office has helped over 20,000 people from all over the country find health insurance. We specialize in Medicare supplements, but I am able to give information on and write several types of health insurance. I offer appointments by phone, Zoom , or in person, and my services are completely FREE!

I look forward to helping you find the Medicare plan that works best for you. You can reach me by providing a good phone number or email address below or scheduling an appointment using my booking link listed on my account.

Get in touch with Elleanor using this form

Q&A with Elleanor Saylor

Does Medicare pay for eyeglasses?

Answer: Medicare Parts A and B do not cover eyeglass materials. Some Medicare Advantage Plans may offer bundled vision benefits, or you can consider a stand alone vision policy.

Are there plans that allow me to continue to travel anywhere and be covered?

Answer: With Parts A and B and a Medicare Supplement (Medigap) Policy you can travel anywhere in the 50 states receive coverage. A Medigap plan will offer foreign travel emergency benefits, covering 80% of medically necessary emergency care during the first 60 days of a trip.

When traveling outside of the country you may want to consider standalone travel insurance.

Can Medicare Advantage plans deny coverage for pre-existing conditions?

Answer: Medicare Advantage plans can not deny you coverage for pre-existing conditions. They must accept all eligible Medicare beneficiaries for enrollment.

Does Medicare cover the cost of blood thinners?

Answer: Most blood thinners are covered under Medicare Part D or a Medicare Advantage plan that includes drug coverage. To check if your specific medication is covered you should review your plans specific drug list.

My doctor prescribed physical therapy, but I'm not sure how many visits Medicare will cover. How do I find out?

Answer: On Original Medicare, there is no limit on the number of physical therapy visits that will be covered, as long as your treatment is deemed "Medically Necessary". On a Medicare Advantage plan, you should contact the Insurance Carrier for specifics and limitations bound by your plan.

Can I change my Supplemental/Medigap plan at any time?

Answer: After your Initial Enrollment Period, You can change your Medicare Supplement/Medigap plan at any time of year but will be subject to Medical Underwriting.

I'm getting conflicting information about whether Medicare covers my specific medication. How can I get a definitive answer?

Answer: To get a definite answer you will will need to check your plans formulary. Typically this can be viewed on the plans website or by calling member services.

What are the reasons why I should work with a Medicare agent?

Answer: A Medicare agent can help you compare plans across multiple carriers, and provide unbiased comparisons between Medigap and Medicare Advantage plans, to help find the best fit for your needs and budget.