Elleanor Saylor, Medicare Insurance Agent
Elleanor Saylor
Senior Savings Network
Medicare Agent Licensed in SC, AL, AR, AZ, CA, CO, CT, DE, FL, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY
Contact Details
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Location
North Charleston, SC
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Phone
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Website
Elleanor Can Help With:
About Me
Hello!
My name is Elleanor Saylor. I am a licensed agent at the Senior Savings Network in Charleston, South Carolina. Our office has helped over 20,000 people from all over the country find health insurance. We specialize in Medicare supplements, but I am able to give information on and write several types of health insurance. I offer appointments by phone, Zoom , or in person, and my services are completely FREE!
I look forward to helping you find the Medicare plan that works best for you. You can reach me by providing a good phone number or email address below or scheduling an appointment using my booking link listed on my account.
Q&A with Elleanor Saylor
Answer:
A SHIP counselor is a a member from the local community who helps navigate Medicare.
A Medicare Broker is a licensed insurance professional who helps you evaluate policy choices and complete enrollments into plans.
Answer:
An OTC Card (over-the-counter card) is provided with some Medicare Advantage plans. The pre-paid card offers a set allowance to purchase approved health and wellness products.
To check if your Medicare Advantage plan includes an OTC card, you can review the summary of benefits or contact customer service.
Answer: People dislike Medicare Advantage plans because they have strict provider networks, require prior-authorization for treatments and can have higher maximum out of pockets.
Answer: Medicare Parts A and B do not cover eyeglass materials. Some Medicare Advantage Plans may offer bundled vision benefits, or you can consider a stand alone vision policy.
Answer:
With Parts A and B and a Medicare Supplement (Medigap) Policy you can travel anywhere in the 50 states receive coverage. A Medigap plan will offer foreign travel emergency benefits, covering 80% of medically necessary emergency care during the first 60 days of a trip.
When traveling outside of the country you may want to consider standalone travel insurance.
Answer: Medicare Advantage plans can not deny you coverage for pre-existing conditions. They must accept all eligible Medicare beneficiaries for enrollment.
Answer: Most blood thinners are covered under Medicare Part D or a Medicare Advantage plan that includes drug coverage. To check if your specific medication is covered you should review your plans specific drug list.
Answer: On Original Medicare, there is no limit on the number of physical therapy visits that will be covered, as long as your treatment is deemed "Medically Necessary". On a Medicare Advantage plan, you should contact the Insurance Carrier for specifics and limitations bound by your plan.
Answer: After your Initial Enrollment Period, You can change your Medicare Supplement/Medigap plan at any time of year but will be subject to Medical Underwriting.
Answer: To get a definite answer you will will need to check your plans formulary. Typically this can be viewed on the plans website or by calling member services.
Answer: A Medicare agent can help you compare plans across multiple carriers, and provide unbiased comparisons between Medigap and Medicare Advantage plans, to help find the best fit for your needs and budget.