Edward Pevnick, Medicare Insurance Agent
Edward Pevnick
Medicare Agent Licensed in MO
Contact Details
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Serving
Ferguson, MO
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Phone
Edward Can Help With:
About Me
Hey there, my name is Edward, and I am your local Medicare advisor and agent. I specialize in Medicare and am devoted to helping you find the best plan that matches your specific needs and financial situation. I will take care of the daunting task of comparing plans from well-known national and local companies for you. Even better, my services are completely free! Contact me today to explore your Medicare options, and be sure to mention that you found me on Medicare Agents Hub!
Directions to My Office
Q&A with Edward Pevnick
Answer: Medicare Advantage, is also known as Medicare Part C. This is a plan with a contract with Medicare to provide at least the same coverage as Traditional Medicare. Most Medicare Advantage plans also include extra coverages like Dental, Hearing, Gym memberships, and more.
Answer: If your employer is providing you Major Medicaal coverage (one in which meets the minimum standard of credible coverage), then you have the choice of delaying Medicare to such a time as you need it. I would reccommend signing up for Medicare Part A, as it is usually free.
Answer: Medicare will currently pay for Telehealth sessions for Mental Health. The cost and copay amount depends on what type of Medicare you have (traditional /supplement or Medicare Advantage).
Answer:
Medicare Part D is the section of Medicare that helps pay for prescription drugs. The cost is based on:
Tier of drug
cost of drug
The maxium out of pocket cost to Medicare beneficiaries currently is $2100 per year .
Answer: Medicare will pay for a basic surgery with a certian type of basic lens. If you want a more sophisticared lens system, the cost is not covered by Medicare and would need to be paid out of pocket.
Answer: Traditional Medicare does not include Gym memberships. This is an extra benefit, usually included with Medicare Advantage plans or Medicare or Medigap Supplement plans.
Answer: Medicare statements are not required to be kept I would keep for at least 12 months prior. If you have a discrepancy with payments, call Medicare directly at 1-800-medicare.
Answer: You are eligible for Medicare 24 months after declared eligible for SSDI. The Social Security office should contact you, and issue your Medicare card automatically. If you do not hear from them reach out to Social Security 1-800-772-1213.
Answer: You can have your Agent put in all your Meds into the plan, and see what it will cost out of pocket for the year.
Answer:
For the average person, Medicare Advantage offers lower overall cost to the consumer over time. Medicare Advantage also offers extra benefits beyond Traditional Medicare such as:
Maximum out of pocket limit to stop exposure to catastrophic medical expenses
Dental
Vison
Out of pocket credits at places like Walgreens/CVS for health items
Gym Memberships
much more
Answer: The wellness visit includes the office visit with a Doctor/provider. This can also include any tests ordered by the office for purpose of checking overall health.
Answer: A person who travels often and needs flexibility in the ability to see new doctors or hospitals in different areas of the country. If this is an issue then Traditional Medicare with a Supplement plan would be best for that situation.
Answer: Make sure the doctors you see accept Medicare. If you have a Medicare Advantage plan, be sure the providers are all in the network of your plan.
Answer: i can meet with you in your home. I can also talk in my office or on the phone. i can provide teaching materials at no cost to assist.
Answer: Medicare offers both psycholicical and drug assistance for smoking addiction. Each plan can be slightly different.
Answer: There are several plans available, with different levels of coverage/copays. I am an experienced Agent that can help guide you through your options and costs. The time to switch is duing the anniversary period of your current plan.
Answer: Seniors typically do not understand that Traditional Medicare has built in deductibles and copays that can be excessive to a typical user. There are other ways to access the benefits of Medicare without the pitfalls.
Answer:
You need to contact Social Security to sign up for Medicare parts A and B:
www.ssa.gov
Answer: Medicqre currently will pay for a Telehealth visit with a Specialist. Keep in mind some plans require a referral from the Primary Care Physician.
Answer: Face to Face assistance is preferred by many seniors who may have hearing issues. Also some people have a better grasp of concepts in a one on one enviornment.
Answer: Maximum out of pocket is the total amout a person can pay before the plan picks up 100% of cost of care. This does not include costs for Prescription Drugs.
Answer: Medicare will only pay for urgent treatments, limited to stablize the recipient in order to transfer to a facility in the United States.
Answer: I enjoy helping others with the Medicare experience. I share my own personal journey through the choices, and help the client make an informed decision on the plan best suited for him/her.