Dwight Wright, Medicare Insurance Broker
Dwight Wright
Wright & Associates, LLC
Medicare Broker Licensed in FL, AL, AZ, CA, CT, GA, IL, KY, MI, NC, NJ, NY, SC, SD, TN, TX, VT and WV
18+ Years of Experience
Contact Details
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Location
Orlando, FL
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Phone
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About Me
Hi! My name is Dwight, and I am your dedicated Medicare consultant and agent. My focus is on Medicare, and I am committed to assisting you in finding the most suitable plan that aligns with your unique needs and budgetary constraints. I will tackle the challenge of sifting through plans from nationally and locally recognized companies, so you don't have to. What's more, my services are entirely free! Reach out to me today to explore your Medicare insurance options and be sure to mention that you discovered me on Medicare Agents Hub!
Q&A with Dwight Wright
I want to switch to a different Medicare Advantage plan, How do I do that?
Answer: The Annual Enrollment Period(AEP) begins Oct 15th thru Dec 7th. This period allows agents to review plan options for the upcoming year. We will be able to enroll you in a new plan, which would take effect on Jan 1.
I hear about these OTC cards all the time. How much are they worth and how do I get one?
Answer: The value of the OTC cards differ from one carrier to another. The values also differ based on the type of plan (HMO, PPO, Chronic Illness(C-SNP), Medicare-Medicaid eligibility(D-SNP)). Assessing your needs would allow me to be able to review your options.
What are the potential issues for someone under 65 on SSDI who has Medigap Plan N in New York and wants to move to a lower-cost state?
Answer: I don't foresee any issues since you have a Medigap Plan. The benefits stay the same regardless of the state. The premium would be the only concern.
I called to ask about a knee replacement and suddenly they said I need prior authorization. I thought my plan was supposed to be good-what's going on?
Answer: Hi, I would not be able to offer much insight as I will need more information. The plan type (HMO, PPO or Supplement) matters.
If a senior is turning 65 but still working, should they enroll in Medicare or delay it?
Answer: Because there isn't one solution for all, it honestly is a decision to make on a case-by-case basis.
What are the reasons why I should work with a Medicare agent?
Answer: Medicare is complicated. Besides the change in plans or rules each year, there are several other factors involved as a senior makes the transition to Medicare. Factors such as IRMAA costs, prescription costs, and health... that, unless you were made aware of these potential expectations, cause you to make a costly decision.
Which Medicare Supplement plan (Medigap) offers the best value for most seniors, and why?
Answer: Bar none, the Medigap that offers the best value is the Plan G or High-Deductible Plan G. Depending on your medical needs or affordability, determines which of the two will be better suited for you.