Dorthea Hughes, Medicare Insurance Agent

About Me

Hello! I'm Dorthea, your trusted Medicare agent in the area. My specialty is Medicare, and I'm passionate about helping you select the ideal plan that caters to your individual needs and budget. I'll efficiently sort through plans from reputable national and local companies, saving you time and effort. Best of all, my services are provided at no cost to you. Contact me to discuss your Medicare choices and don't forget to mention that you found me on Medicare Agents Hub!

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Q&A with Dorthea Hughes

Answer: In regards to the increase in medical costs having a supplement plan could seem advantageous, depending on the individual health issues.

Answer: Medicare does not cover the following services:Dental ,

Vision , Hearing , Cosmetic surgery ,

Most prescription drugs, or Long term care.

Answer: Yes, 3 months before your birthday reach out to social security and sign up for Part B. Next, contact an agent and explore your options.

Answer: The financial risk would be having to pay for dental vision hearing prescription cost co-pays and deductibles out-of-pocket

Answer: Yes, definitely anyone over the age of 65 qualifies for medicare however in some cases where there is a long-term disability people qualify for medicare at a younger age or if they've been disabled for 24 consecutive months they become qualified for medicare at a younger age

Answer: Both part BMC cover Chiropractic appointments part B only covers medically necessary appointment part C is through an advantage plan and the coverage depends on the advantage plan that you are in so you would have to check with your individual plan to see how much coverage or if you have coverage that would cover a Chiropractic view

Answer: Both Part a and part b cover in home care givers. Medicare part c covers in home care givers as well..

Answer: Medicare does cover the cost of blood settings depending on what the prescription is prescribed for.

Answer: The most common medicare penalty is when a consumer doesn't sign up for part b during the initial enrollment period sometimes they wait until and because of the waiting period there assessed a penalty because of that I'm not having any creditable coverage during that waiting period

Answer: Medicare appeals can take anywhere from 90 days or up depending on the backlog in the court system. However the social security department usually tries to get appeals answered as soon as possible.

Answer: It's not that any Medicare advantage plan is any better than the next it's that they each have individual Benefits to signing up with each company.

Answer: You are correct there is a monthly reoccurring fee for Part B.

Under certain circumstances according to your monthly income there are times where the part bc can be waved.

Answer: Depending on the advantage plan there are several ways the combined befits work together for the benefit of the consumer.