Donald Brown, Medicare Insurance Broker
Donald Brown
Medicare Broker Licensed in OH and FL
8+ Years of Experience
Contact Details
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Location
Marysville, OH
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Phone
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Website
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About Me
Greetings! I'm Donald, a Medicare insurance agent dedicated to serving your local area. Medicare is my area of expertise, and I'm committed to helping you pinpoint the most suitable plan for your individual needs and budget. I'll handle the research and comparison of plans from top national and local companies, so you can relax. Plus, my assistance comes at absolutely no cost to you. Reach out to me today to discuss your Medicare insurance possibilities, and remember to mention you found me through Medicare Agents Hub!
My Google Reviews
1 Total Reviews (5.0 )
November 9, 2025
Great knowledge to help Seniors and Disabled i. Helping pick the right Medicare
Q&A with Donald Brown
I picked the plan with the lowest premium, but now every doctor visit feels like a surprise bill. Should I have gone with a higher premium instead?
Answer: In most cases the plans I recommend have no premium. I am surprised that usually doctor co pays and costs are in the benefit kit. If you did not receive it, you can usually look online. Every year plan benefits change, so you should review any annual change in benefits companies send every October. If you talk with an independent agent, they should be able to help you select the best plan for you in the area.
How do discount cards and resources affect my Medicare Prescription Drug plan?
Answer: You may find that most Tier 1 and Tier 2 drugs will have a cheaper co-pay than a discount card or manufacturers discount card or other non profit organization plans. However Tier 3,4, or 5 drugs maybe more expensive in the plan versus outside sources that may be available to you. I advise my beneficiaries to look to see if you can qualify for manufacturers discount or non profit organizations to see if they can help to keep your costs as low as possible. As far as a Medicare Advantage plan if you fill a prescription out of the network it does not count toward your deductible if the plan has one and it does not count toward your out of pocket maximum of $2,100 for the year.
Why is it helpful to follow up with your parents after discussing Medicare?
Answer: When selecting a Medicare Advantage plan or Medicare Supplement plan it is difficult to remember all the information. Reviewing the benefits are important to prevent any surprises and parents know what is covered and what is not covered.
Can I use a health savings account (HSA) to pay Medicare premiums after I retire?
Answer: Yes. My understanding is that HRAs can be used for insurance premiums including Medicare premiums. I usually advise seniors to balance out 401k or IRA contributions by add more funds to HRAs.
What is Medicare Part B?
Answer: Medicare Part B pays for doctors and in some cases medicine that is injected by a doctor. Part B has a monthly premium based on income and the minimum cost is $202.99 for 2026.