Diana Holder, Medicare Insurance Agent

I'm turning 65 next month and the amount of Medicare mail I'm getting is overwhelming. How do I sort through all this?

Answer: First of all, it is important to have an advisor that is well informed about all parts of Medicare. Someone you know, like and trust. Having an experienced agent on your side is going to help you navigate through all of this mail and help you make an informed decision. If an agent is trying to push you in one direction or another - this is not the agent for you. You want an agent that is going to take the time to walk you through all parts of Medicare and explain the differences in detail. You need to know if you doctors are in network if that is applicable and how your medications are going to be covered. You want to know about all of your enrollment options and then you can make an informed decision. Finally, the agent that enrolls you should be committing to servicing your policy for as long as they are your agent. This is important because you cannot always get through to an insurance company but your agent should be available to help you in your times of need.