Delroy Burrell CLTC, CMSP, Medicare Insurance Broker
Delroy Burrell CLTC, CMSP
Bankers Life
Medicare Broker Licensed in NY, CT, FL and NJ
12+ Years of Experience
Contact Details
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Location
New Rochelle, NY
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Phone
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Website
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Facebook
About Me
Hello, I'm Delroy, a local financial professional focused primarily on Medicare Planning. My expertise lies in the realm of Medicare, and my mission is to assist you in identifying the perfect plan tailored to your unique requirements and financial capacity. Allow me to navigate the array of plans available from both nationally and locally esteemed companies on your behalf. And don't worry, my services are provided free of charge! Contact me to discover your Medicare insurance alternatives and don't forget to mention that you discovered me on Medicare Agents Hub!
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Q&A with Delroy Burrell CLTC, CMSP
If I need long-term care in the future, how does Medicare fit into that plan, and what should I be doing now to prepare?
Answer: Page 56 of the Medicare & You Booklet, Paying for long-term care clearly states, "Medicare and most health insurance, including Medicare Supplement Insurance (Medigap) don't pay for non-medical long-term service, including care in a nursing home or in the community"
The best way to be prepared is to speak to a Licensed Professional.
My friend gets SilverSneakers with her plan and I don't-how are we both paying for Medicare and getting such different stuff?
Answer: Medigap Plans do not provide Silver Sneaker plan. These are additional benefits offered by some Insurance companies
Can I get a Medigap plan with Guaranteed Issue if I'm losing my employer coverage?
Answer: Yes, If you are losing employer coverage you can get Guaranteed Medigap issue in the State of NY. All T-65 are also Guaranteed Issue.
What are the reasons why I should work with a Medicare agent?
Answer: The agent is a licensed professional that understands the rights, options, entitlements, and limitation under Medicare and knows how to navigate the maze of Medicare.
I picked a Medicare Advantage plan based on the low premium, but now I'm facing high copays. Did I make a mistake?
Answer: I would not say a mistake but lessons learnt. Not all the time lower premiums work because you can be hit with higher copays as you have experienced. Sometimes higher premiums allow you to have lower copays, deductible and out of pocket cost overall. Working with a professional could have helped with plans comparison.