David Cranford, Medicare Insurance Agent
David Cranford
Medicare Agent Licensed in OK, FL, IL, OH, TN and TX
Contact Details
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Location
Midwest City, OK
David Can Help With:
About Me
Hi! My name is David, and I am your dedicated Medicare consultant and agent. My focus is on Medicare, and I am committed to assisting you in finding the most suitable plan that aligns with your unique needs and budgetary constraints. I will tackle the challenge of sifting through plans from nationally and locally recognized companies, so you don't have to. What's more, my services are entirely free! Reach out to me today to explore your Medicare insurance options and be sure to mention that you discovered me on Medicare Agents Hub!
Q&A with David Cranford
What do you like most about being a Medicare agent?
Answer: I enjoy offering the education that enables the Senior to make a choice that fits their needs and desires as closely as possible. I feel the reward of the Seniors satisfaction when I accomplish my goal.
Why are hospitals not taking Medicare Advantage plans?
Answer: Hospitals will contract directly with Medicare as will doctors. Insurance companies who sell Medicare Advantage agree to administer your Medicare benefits. This requires each Medicare Advantage companies to contract with the hospitals and doctors and agree on reimbursement amounts. When disagreements arise on the amount of reimbursement for service then the contract agreement can be suspended until the disagreement is resolved.
Why are people unhappy with Medicare Advantage plans?
Answer: Usually the problem comes from not getting precertified for testing or for an elective proceedure. There are steps to remedy this issue. Also the continual negotiation for reimbursement amounts may cause an interuption in service from a hospital or doctor's office. Generally, the better you understand the coveraqe from your Medicare Advantage plan the happier you are and the less confusion is experienced.
I need both a psychiatrist for medication and a therapist for talk therapy. How does Medicare coordinate coverage for these different providers?
Answer: In general, the Specialist or psychiatrist will refer you to the therapist for the talk therapy. If each provider accepts Medicare then Medicare will pay the doctors for the service they provide. In some cases, Medicare may require precertification for services to be covered. It is always prudent to confirm the coverage by calling Medicare.