David Brown, Medicare Insurance Broker
David Brown
Medicare Planning
Medicare Broker Licensed in KS and MO
15+ Years of Experience
Contact Details
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Location
Overland Park, KS
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Phone
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Website
About Me
Hi, my name is David and I am your LOCAL Medicare insurance agent in Overland Park, KS also serving the entire Kansas and Missouri areas.
Medicare is my specialty and I am dedicated to helping you find the best plan that fits your specific needs and budget. I will take on the task of searching through plans from nationally and locally recognized companies so that you don't have to. Best of all, my services come at no cost to you. Get in touch with me today to explore your Medicare insurance options. Be sure to mention that you found me on Medicare Agents Hub!
At Medicare Planning, we educate you on your Medicare insurance options such as Medicare supplement plans, Medicare Advantage plans, and Part D drug plans. We educate you from beginning to end going over when to enroll for Medicare, how to enroll for Medicare, and what Medicare insurance options you have. Ask for your FREE copy of The Ultimate Medicare Enrollment Guide! Medicare Planning simplifies this process in our local office, in your home, or by Zoom/phone."
Directions to My Office
My Google Reviews
191 Total Reviews (5.0)
July 8, 2025
David Brown and his staff were excellent at setting me up with the coverage I needed, answering emails and questions quickly and making certain I received reminders ahead of upcoming appointments. He was recommended to me by someone else who was also very satisfied with his services, and I would recommend David and his team to anyone who needs Medicare planning. He makes a difficult but necessary task much easier. ~Crystal Wilk
June 13, 2025
I needed to change my Medicare Supplement Plan from F to G. This required a new application. David Brown came to my house to complete the application and answered all my questions. He is very personable and helpful in getting this change completed. I very much appreciate all the assistance I received from everyone at Medicare Planning.
June 5, 2025
David helped me and my husband find the best Medicare replacement plans available. He takes time to answer all questions. Highly recommend him!
May 23, 2025
I have just started my Medicare this week... David has provided all necessary information, including premium, insurance companies' efficiency overall and per state, groups statistics, comparisons, etc., and helped to find the most suitable for my situation insurance company and plan. The process was fast and efficient. Experience of dealing with David is absolutely positive, so, there is no questions - 5 stars :)
April 2, 2025
David Brown was great to work with. He answered all of my questions & concerns. We look forward to talking to him next year when my husband turns 65.
Q&A with David Brown
I'm enrolled in a Medigap Plan F, and I'm not sure how my emergency room visits are handled. Is there a copay I should expect?
Answer: No, you should not expect to have a copay. Basically, Medicare is primary and your plan F is secondary. The plan F will pick up the costs left over from Medicare so you won't have anything further to pay.
Emergency Room services are covered under Medicare Part B. With Medicare Part B there is a yearly deductible of $257 (paid by your plan F carrier). After the deductible, Medicare pays 80% of the costs. The remaining 20% is paid by your plan F carrier.
How do you educate clients who are completely new to Medicare?
Answer: We educate using our complete enrollment guide. This guide goes through the process of:
- When to enroll in Medicare (either at 65 during your IEP or after 65 during your SEP)
- How to enroll in Medicare - what forms are needed and why
- What are the costs and coverage of Medicare (and why it's not good enough by itself)
- Coverage Options after enrolling in Medicare and their costs (Medicare supplement vs
Medicare Advantage)
- We explain how to shop plans - both the Medicare supplement and Medicare Advantage plans
with the 5 Key Benchmarks
What do I need to do if I didn't take Medicare at 65 and am now retiring?
Answer: If you already have Part A active:
How to Apply for Medicare - Special Enrollment
Period (SEP) - Part B Only
Who is this for?:
➢ Enrolling in Part B after the initial enrollment period/after 65 (already enrolled in Part A)
When?
➢ When you’re ending an employer group health plan - If you’ve been covered by an active employer group
health plan (either yours or your spouse's) since turning 65, and it ended within the last 8 months, you can enroll
in Part B without any penalty. This is considered a “Special Enrollment Period.”
➢ It’s Recommended to enroll in Part B up to 3 months prior to when you want coverage to begin (always the 1st
day of the month). For example, if you want Part B coverage to begin August 1st, then you will want to start the
process as early as May.
Enrollment options:
Option 1: Online at https://secure.ssa.gov/mpboa/medicare-part-b-online-application/ - You can also go to
https://www.ssa.gov/ and click on “Sign up for Medicare” and then Sign Up for Part B Only
Option 2: Enroll in-person at the local Social Security Office
Option 3: Fax or Mail - Find locations and fax info here: https://secure.ssa.gov/ICON/main.jsp
Information you will need to provide:
➢ Application for enrollment in Medicare Part B (form CMS-40B)
○ This form is only used if enrolling by fax, mail, or at the local Social Security Office
➢ Request for Employment Information (form CMS-L565)
○ This form is needed for all enrollment options
○ This form is to be filled out by the employer where you have group health coverage
What happens next?:
You will receive a new Medicare card in the mail. You will also be able to print a benefit verification letter from your
online account within Social Security. This can take approximately 1-3 months.
If you do not have Part A active yet - Enroll for both Part A & B through your online social security account. You will still need to provide the "Request for Employment Information" form (CMS-L565).