Daniel Keenan, Medicare Insurance Broker
Daniel Keenan
Medicare Broker Licensed in FL
20+ Years of Experience
Contact Details
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Location
Fort Myers, FL
About Me
Hello! I'm Daniel, your trusted Medicare agent in the area. My specialty is Medicare, and I'm passionate about helping you select the ideal plan that caters to your individual needs and budget. I'll efficiently sort through plans from reputable national and local companies, saving you time and effort. Best of all, my services are provided at no cost to you. Contact me to discuss your Medicare choices and don't forget to mention that you found me on Medicare Agents Hub!
Directions to My Office
Q&A with Daniel Keenan
What do you like most about being a Medicare agent?
Answer: Once I meet with seniors to discuss Medicare, they come away with a wealth of information that I have simplified for them. A critical part of the whole process is understanding the time frame available to make decisions about your Medicare program going forward. I have been helping seniors from the inception of the Medicare Advantage and Part D programs that started January 1, 2006.
I went to a free Medicare seminar and it felt like a timeshare pitch. Are any of those events actually helpful?
Answer: The goal of a "free Seminar" is to generate leads for the presenters. I rely heavily on referrals because every client thanks me for helping them set up their Medicare program and I ask that they just pass my name along to people they know or meet who are wondering how to do everything related to Medicare and Social Security.
Should I keep original Medicare or go with an Part C, Medicare Advantage plan? What is better?
Answer: If you stay with only Medicare, your next thing you have to do is get a Part D drug program.
Going with a Medicare Advantage, Part C will have a Built in Part D along with many other extra benefits to complimenting and expand benefits under Medicare. Some plans have zero or a small premium for the Medicare Advantage plan.
What's the most important question I should be asking about Medicare that I probably haven't thought of yet?
Answer: What is current premium for Part B. Changes every year! Once you have purchased Part B, your next question is, “When do I have to get PartD?”
What benefits are there to working with a Medicare Agent near me vs remote/virtual?
Answer: I think the most valuable benefit of working with an agent is accessibility. I give all my clients my self one so that I can be reached quickly.
My diabetes medication is super expensive, and I've heard horror stories about Part D not covering what people need. Should I go standalone Part D or get it through a Medicare Advantage plan?
Answer: If your goal is Drug coverage, your only requirement is that you have enrolled in Part B. You then can enroll in Part D during enrollment periods. Getting MAPD also adds extra benefits for you along with great medical benefits.
I've heard Medicare covers an annual wellness visit. What exactly is included in this visit?
Answer: I compare it to what parents have to do with a newborn, take the baby to the Doctor for a "well baby visit."
As a "senior", an annual visit allows the Coctor to track key indicators year after year to see if there have been any significant changes that would warrant more attention.
I'm on Original Medicare with no supplement, and I'm wondering how much I'd pay if I need an ambulance ride to the hospital tomorrow.
Answer: Ambulance rides can cost from $500-$2000 depending on location and distance. However, air ambulance can cost $50-$350 per mile!!