Daniel Brechin, Medicare Insurance Agent

Answer: Medicare Advantage plans generally have no monthly premiums depending on where you live.

Regular has no limits on what you can spend in parts A&B. And have a Part D drug plan including in the program.

Answer: medicare Advance plans cover Part A and Part B

They also cover Part D at no monthly premiums

Danny Brechin

Answer: Generally the benefits are not taxable. They also have a Max out of pocket. I would like to show you the different plans.

Answer: Plans some have a network and some do not have a network. I represent the top 5 plans in Alabama, Florida and Tenn.

Answer: Plans run alike all plans are guaranteed for 1 year. January to December. They automatically renew each year

Answer: L am licensed in Several states I would be happy to set down with you and review at no cost. Please let me know If I can Help you. I also have a selection of supplement plans.

Answer: I will not know all of the changes till October 1 2025 for 2026 plans. If I can help please let me know. Danny Brechin

Answer: Yes, the plans all have changes based on Federal Medicare rules. If you have questions each year I will be available to assist and make sure the plan you have chosen to meet with you annually to review the next year plans changes. Also, you receive changes on the plan you have chosen will let you know ahead of the 10/15 Annual enrollment change

Answer: The cost of each individual is dependent on income. Is based your income allowed you to receive Medicaid if your income for an individual drops to the range for Medicaid you may also get additional benefits

Answer: I will be there to help you with anything you need to do. With Medicare assistance I will help you

Answer: I will be able to assist with that. If you need assistance I am always a call from you. Danny Brechin

Answer: Certain procedures do require prior authorization. The Dr will handle that for you.

Prior authorization is generally handled between the Dr office and the company.

Danny

Answer: Medicare Advantage plans have been working well with its members since 1998. I have been doing Medicare advantage and Supplement plans for 38 years.

Answer: Yes there are annual check-up allowed every year. There are many plans that have a 0 cost for primary Doctors.

Answer: Medicare supplement programs have a monthly and are allowed to have an Increase annually only. Daniel Brechin

Answer: Yes, you may change a supplement whenever you like but not a good decision. I can shop for you on that also.

Daniel Brechin

Answer: Yes that will get you into a hospital and will cover all part a cost but, not cover Part B. Which is procedures done while in the hospital

Answer: Will depend on what you are taking some may be covered on Part B prescription drugs. Others will be covered on Part A. Depends on the plan you have as to how as to how it will be covered under part A or Part B. It may be covered under D prescription drugs.

Answer: Aayn Medicare Agent should cover everything including with the program

They should answer any questions a person ask. But if what you want to ask random questions the agent should be able to answer your questions.

Answer: Generally medicines are listed if covered by your plan should be able to look it up or call the company if there are any doubts.

Answer: You have an eligibility for 3 months prior to 65 the month of turning 65 and 3 months afterwards to enroll in a plan or part D. You may have a part D penality if you have a period after that and do not enroll in a part D.

Answer: Yes, you can have a legal authorization to administer their benefits. This is generally done through a social worker or a lawyer.

Answer: I can help with that if needed. But the authorized person in charge of that will have to do it. As an agent I can assist but I cannot do that.

Answer: Work with the company you are Insured by and the agent can help but, an agent cannot do this directly. Daniel Brechin

Answer: Seniors need to understand how Medicare works

Depending on your need not what a salesman trying to push.

Answer: I have several Medicare Advantage plans that include dental coverage. I have a plan that also refunds your part B charge. I would be happy to answer your questions.

Daniel Brechin

251-425-5865

I have worked with Medicare enrolled for over 35 years

Thank You

Answer: If you purchased a MA plan. It was not explained?

I would like to set down with you and see if I can Help you.

If I can help you

Daniel Brechin

251-424-5865

Answer: Medicare A&B does not cover Medication drugs. A&B will cover Part B Drugs for special cancer treatments

Daniel Brechin

251-424-5865