Cristie Wursten, Medicare Insurance Agent

About Me

Greetings! I'm Cristie, a Medicare insurance agent dedicated to serving your local area. Medicare is my area of expertise, and I'm committed to helping you pinpoint the most suitable plan for your individual needs and budget. I'll handle the research and comparison of plans from top national and local companies, so you can relax. Plus, my assistance comes at absolutely no cost to you. Reach out to me today to discuss your Medicare insurance possibilities, and remember to mention you found me through Medicare Agents Hub!

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Q&A with Cristie Wursten

Can you help me understand Maximum Out-of-Pocket (MOOP) limits in Medicare plans, from your experience as an agent?

Answer: The max-out-of-pocket is an accumulation of co-pays. Think of filling up a mop bucket with a cup, when it is full, you have filled the bucket and do not need to put more into the mop bucket. after you reach the max-out-of-pocket, the insurance company will pay for everything that qualifies as a benefit for the remainder of the calendar year.

I’ll be turning 65 in April. I have full VA coverage and good hospital and doctor coverage through Eisenhower here in the desert. The VA doesn’t provide dental care. Do I still need to enroll in Medicare, and if so, which part makes sense for my situation?

Answer: You have 2 options, you can enroll in Medicare and get additional benefits with a Medicare Advantage plan, or purchase a dental policy. Some dentists offer insurance through their office. Find out what your dentist accepts.

Cristie Wursten