Craig Thibeau, Medicare Insurance Agent
Craig Thibeau
CT Insurance Agency
Medicare Agent Licensed in CT
14+ Years of Experience
Contact Details
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Serving
Waterford, CT
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Phone
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Website
Craig Can Help With:
About Me
Hi! My name is Craig, and I am your dedicated Medicare consultant and agent. My focus is on Medicare, and I am committed to assisting you in finding the most suitable plan that aligns with your unique needs and budgetary constraints. I will tackle the challenge of sifting through plans from nationally and locally recognized companies, so you don't have to. What's more, my services are entirely free! Reach out to me today to explore your Medicare insurance options and be sure to mention that you discovered me on Medicare Agents Hub!
Directions to My Office
Q&A with Craig Thibeau
What is the best way to compare Medicare plans for my parents?
Answer: You can compare a few different ways.
1. You can go to Medicare.gov. You have the ability to look at Medicare Part C and Part D plans as well as Medicare Supplement Plans.
2. You also have the ability to look have an agent do this in person or over the phone with you. This way they can go over the specific plans that might benefit your parents.
Craig
My Medicaid ends when I’m outside the U.S. for over 30 days, leaving me to pay Medicare Part B premiums on Social Security retirement income alone. Is there a plan that covers those premiums while I’m abroad?
Answer: I would need more information to answer this question. Are you on vacation or are you traveling. If you could provide me with more specific information, I would appreciate it.
I'm confused about the different tiers in Medicare Part D plans. How do they affect what I pay for my medications?
Answer: All Medicare Part D plans have to have a 5-tier formulary. The tiers go from tier 1 and tier 2. Which are low-cost generic medications. Tier 3 & Tier 4 are your preferred name brand medications. Lastly, you have tier 5 which are specialty medications. The costs for medications rise as you move up the tiers and this can vary from plan to plan.
I keep hearing about free preventive services with Medicare. What exactly is free and what will I still pay for?
Answer: Certain preventative services are covered at a $0 copay such as
* Annual Wellness Visit
*Certain Screenings such as colonoscopies and mammograms.
*Certain Vaccines are also covered at a $0 copay such as Hepatitis and Flu shots.
Can I use HSA funds to pay Medicare Supplement (Medigap) premiums?
Answer: No you cannot use HSA funds to pay for Medicare Supplement premiums. You can use the funds for Part A and Part B premiums as well as Part D and Part C premiums.