Craig Livers, Medicare Insurance Broker
Craig Livers
Medicare Broker Licensed in IN
Contact Details
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Serving
Pendleton, IN
About Me
Hey there, my name is Craig, and I am your local Medicare advisor and agent. I specialize in Medicare and am devoted to helping you find the best plan that matches your specific needs and financial situation. I will take care of the daunting task of comparing plans from well-known national and local companies for you. Even better, my services are completely free! Contact me today to explore your Medicare options, and be sure to mention that you found me on Medicare Agents Hub!
Q&A with Craig Livers
What are the signs that it's time for me to switch my Medicare plan, and how often should I review my options?
Answer: Each persons needs arei different and there are many reasons why you may want to change plans. Examples include: your doctor not being in the provider betwork, rising costs of prescription medications, dental, vision and hearing coverage and icopays for doctor visits and hospital stays.
Due to the wide variety of plan options you should review your plan benefits annually during the open enrollment season.
How do you educate clients who are completely new to Medicare?
Answer: I specialize in helping people that are new to Medicare. I speak in plain simple English and will make sure all of your questions are answered. Once you have enrolled in Medicare, then I will assist you in selecting the most appropriate Medicare plan that fits your needs.
After the enrollment I will always be available to answer questions, assist with any problems that may arise and show you new plans year after year.
What benefits are there to working with a Medicare Agent near me vs remote/virtual?
Answer: A local. Licensed agent will, in most cases be more knowledgeable about the plans available in your area. Having someone in your back pocket like me will mean better customer service and sone that always responds to questions and phone calls when needed.
How does the Part D "catastrophic coverage" phase work once I hit the out-of-pocket max?
Answer: Due to Inflation Reduction Act, you out-of-pocket maximum expense for prescription medications in 2025 is capped at $2000. In 2026, your maximum out-of-pocket expense will be $2100.
What do you like most about being a Medicare agent?
Answer: I enjoy guiding seniors through the Medicare maze so they can enjoy their golden years instead of stressing about the details.
I take great pleasure in utilizing my 18 years of experience to find the plan that best fits your needs!