Christopher Cunningham, Medicare Insurance Broker

About Me

My name is Christopher, a licensed Medicare expert and agent specializing in Medicare, Medicare Advantage, life insurance, long-term care, estate planning, and secure retirement investments. My mission is to provide personalized guidance, helping you navigate the complexities of selecting plans that best suit your unique needs and financial goals.

By partnering with all the A rated nationally recognized insurance providers, I streamline the process of identifying optimal coverage options, saving you time and effort. My services are offered at no cost to you, ensuring you receive expert advice without financial burden.

Please contact me today to discuss your Medicare and retirement planning options. Be sure to mention that you found me through Medicare Agents Hub. I look forward to assisting you in securing a plan tailored to your future.

Sincerely,

Christopher B Cunningham

Chairmans's Club / MDRT / TRS Certified Presenter

Your Trusted Medicare Consultant

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Q&A with Christopher Cunningham

Answer: To be clear Medicare nor Medicare advantage pays for conversant care at all. Stand alone long term care or home health policy’s are the only way to pay for this aside from Medicaid.

Answer: Depending on the state and the availability of the birthday rule. You may be able to switch annually with no health underwriting

Answer: Part D hands down but the advantage on some meds covers at a slight decreased price point. The Moop outlays the disadvantages of monthly premiums and in most cases. Original Medicare with Part D usually covers far better.

Answer: Definitely work with a licensed retirement specialist to avoid making mistakes and getting penalized for any mistakes steps

Answer: Really just a different way of paying premiums quarterly vs monthly. Works the same either way. Don’t delay and follow all requirements to avoid penalties

Answer: Better question is if your work insurance isn’t free with Zero out of pocket. Medicare is far more superior in coverage and out of pocket limits

Answer: Hands down, worth the money for the freedom and flexibility of Origial Medicare and lost out of pocket.

Answer: Around half or less across the board do but not as well accepted as Original Medicare. Original Medicare is most widely accepted as there is no real network to stay in

Answer: Yes all clinical laboratory or dog agnostic tests covered by Medicare and your supplement. Usually zero out of pocket.

Answer: Depending on your supplement plan letter, If on Medicare you do not require any additional coverage. Medicare Supplements cover foreign travel and you will have a 250.00 deductible

Answer: Usually when you move counties and change your address with the Social Security administration, you will get a letter from the company telling you have 31 days to find a new plan if that plan is not available in that county

Answer: This is one of the common outcomes we see with Medicare advantage have you considered going back to original Medicare and using a supplement and drug plan? You have until March 31 to elect that change this year.