Chris Vari, Medicare Insurance Agent

Answer: Preventative screenings are covered by Medicare that are medically necessary. Double check with your Health carrier for verification.

Answer: You can request Medicare to send you a new Medicare card. The number is 1-800-633-4227.

It does take four weeks for them to get your new Medicare card to you through the mail.

In the meantime, you can request your Medicare card information over the phone while you order a new card.

Answer: Switching Medicare advantage plans this time of year requires a special election. Special election periods available. Are people with a chronic health condition, leaving the service area, losing or gaining Medicaid status and or being a member of PACE net which is a pharmaceutical program for seniors on Medicare 65 and older in the state of Pennsylvania.

Also, there are disaster, special election periods in certain states which can facilitate the option to make an adjustment from one Medicare advantage plan to another this time of year.

Answer: Some Medicare advantage plan carriers do cover Life alert and or medical alert system systems. Specific plants within the carrier do carry those systems and others do not.

This is why it's important to speak with a qualified agent to get the answers you need.

Answer: Medicare advantage plans with zero premium do exist. All Medicare advantage plans get a subsidy payment via the center for Medicare Medicaid services when a member belongs to a certain carrier.

Answer: Medicare covers services and procedures that are medically necessary only. You may consult with your health carrier Medicare advantage or MEDI GAP plans for confirmation.

Answer: That is depending on the doctor. However, we have had very little complaints by by our clients physician offices regarding MEDI GAP plans.

Answer: Yes, you may meet with an advisor and we would be happy to assist you at no cost or obligation. However to do so please indicate your location.

Answer: Younger than 65 with a

qualifying disability

Any age with a diagnosis

of end-stage renal disease 


Answer: Yes you are eligible for a special enrollment period if you lose your employer coverage. You have a 63 day grace period after you you lose your coverage. We assist people to avoid a month gap in coverage.

Answer: The IRMAA, or income-related monthly adjustment amount, is calculated on a two-year look back on tax returns that you have filed. The part B premium may go up or down depending on what you claimed two years prior on your tax returns for the current year's part B premium.

For a detailed conversation, please contact Chris Vari.

There is no fee for a personal consultation.

Answer: The one benefit of Original Medicare with Part D is that doctors, hospitals, and facilities that are contracted with Medicare are accessible to you. However, there is no spending limit per year on out-of-pocket costs when you use Part A hospital services and Part B medical services. The cost can be devastating and may lead to bankruptcy filings.

For a detailed conversation, please contact me. Chris Vari.

Answer: There is a surgery copayment, which varies differently from each Medicare advantage. We are in the OEP open enrollment period from January 1 through March 31 where people are reevaluating plans and can elect a new plan to start for the first of the following month.

Answer: If you use your part seat, advantage plan with an NETWORK hospital you will not pay the hospital part a deductible. $350 per day rate days one through seven is rather high, depending on your area we can do reviews for people at no cost of obligation.

Answer: Services that are medically necessary would be covered under Medicare, and that the provider is authorized to provide those services

Answer: If you want to use your Medicare, when you are back in the state, you must continue to pay for your part B premium. If you have a Medicare advantage plan and you're out of your place of domicile for six months then they can terminate the Medicare advantage plan.

Answer: Medicare covers all medically necessary part a hospital services and part B medical services FDA approved - so if Jean therapy becomes FDA approved and is medically necessary that Medicare will cover 80% of the cost

Answer: IRMMA confusion among seniors is very common and understandable. The part B premium per month and individual will pay depends on if they file jointly or singly regarding their tax filing.

They calculate the monthly part B premium on a two year look back. So, for 2025 they're looking at tax returns for 2023. Typically for most seniors the 2025 party premium is $185 and it goes up from there depending on what an individual or individuals earn.

I hope that clarifies your question.

Thank you for using MediConnect as a resource of information regarding your Medicare questions.

Chris Vari

Benefits executive

Contact me.

Answer: Hello and thank you for asking for our assistance with your question. Your cholesterol medication coverage depends on if it's in the formulary of medication is listed in that particular Part D drug plan. If it is in the formulary and you use your Part D drug plan to purchase that medication it does accumulate to the $2000 maximum out-of-pocket limit for 2025.

When people reach the $2000 maximum amount of pocket while using their Part D formulary, their medication will be no cost to the member.

I hope you have a safe enjoyable weekend.

Chris Vari

Benefits Executive

MediConnect

Contact me.