Chris Connell, Medicare Insurance Agent
Chris Connell
Your Life Agency- Medicare Brokerage
Medicare Agent Licensed in GA, AL, CA, FL, IN, LA, MD, MI, MO, NC, SC, TN, VA and WV
Contact Details
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Serving
South Carolina
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About Me
Hi, I'm Chris Connell. I grew up in South GA and went to FSU, then California for work, then back here.
I got started in Medicare through the need to help my Memaw, the late Ms. Audrey McNeal. That led me on a path to helping others.
I am the number 1 Google rated broker in the region. Just google Chris Connell Medicare and see for yourself :) I have HUNDREDS of happy clients.
Why?
I help make things easy to understand and guide you in the right direction. Give me a call or put a time on my calendar and I'll be happy to help :)
Directions to My Office
My Google Reviews
640 Total Reviews (5.0 )
July 31, 2026
I was concerned about the government bureaucracy and red tape of transitioning to Medicare from private health insurance and was overwhelmed by all the unsolicited mail I received from insurance agents to help me. Chris’ mailer and booklet really stood out as he mentioned he strove to provide the kind of assistance he wished his grandmother should have had. He made the process painless, answered all my questions and explained the various approaches to getting adequate and affordable coverage. Do yourself a favor and work with Chris when it’s your time to transition to Medicare. You’ll be glad you did, as I am.
July 31, 2026
Chris was very helpful in helping me understand what I needed to do and how to do it. He repeated everything to make sure I understood my options and that I knew how everything worked so I could make the right decisions for myself. I highly recommend him when you are ready to file for your social security and Medicare to see what supplemental insurance would better serve you. A big thank you Chris for all your help. Looking forward to working with you and your team during this process.
July 30, 2026
Chris was very helpful and patient with me and answered all of my questions. I met Chris in Thomasvillie Ga. He is a great person and work hard to help you. Thanks Chris!!
July 29, 2026
July 29, 2026
Chris is very knowledgeable. Chris made it easy to understand.
Q&A with Chris Connell
I just moved from New York to Florida and have Original Medicare with a New York Medigap plan. Do I need to change my coverage?
Answer: No, you do not. Your carrier may adjust your rate based on your new zip code once you update your address with them.
Why is the new $2,000 out-of-pocket maximum for drug costs important?
Answer: For 2026 it's actually $2,100.
It's important because it means that's the maximum amount you can spend per year on any drug costs.. that is your max out of pocket for a drug copays. That protects you from catastrophic drug costs.
I'm interested in a robotic knee replacement surgery that my surgeon recommends for my specific anatomy. How does Medicare coverage work for this advanced procedure?
Answer: This procedure would fall under B if it's "Outpatient". You would owe a $257 Deductible (if not already met for year) then 20% if you had original Medicare ONLY.
But if you (wisely) had a Medicare Supplement plan, it would cover your entire 20%. (You may have a $20 Co Pay).
If you had an Advantage plan, first it would have to get approved by the carrier's "Prior Authorization", then you would pay whatever Outpatient Surgery your policy has for such. Probably around $450 at an In Network facility
How do I know if a Medigap policy is right for me, and what's the best time to buy one?
Answer: 1- The best time to buy one is 6 months prior to 65th birthday. That is when Medigap/Supplement enrollment window opens (even before you have your Medicare card!) Cheapest at that point.
2- Medigap is more the most comprehensive MEDICALLY.
No Network. No Prior Authorization requirements. Fewer hassles. Doctors like it better.
BUT it costs more. AND Part D drug coverage has to be added separately.
That can be cheap, or can be another expensive payment depending on your drugs.
Medigap also does not include Dental/Vision/Hearing or any spending cards.
So it depends on your budget, your drugs, etc. Reach out to me and I can compare and point you in the right direction. I have over 500 Five Star Reviews on Google :)
So my friend told me I should just go with the cheapest Medicare plan. That sounds too simple - what am I missing?
Answer: Definitely not the best approach- what you are missing is that there are 2 different routes that operate differently, and only one of them you can obtain without health questions, One time in your life. so it's an important decision with lifetime ramifications.
Reach out to me, and I can go over your case specifically with you.
Will I get an Annual Notice of Change (ANOC) every year?
Answer: Yes, you will receive an ANOC from each carrier you currently have business with. Those typically come out late Sept-mid November each year. Its important to review the benefits to see if anything has changed. I have a tool that allows me to auto-compare all carriers New coverages side by side, given the new changes for the coming year. Reach out if I can be of service. -Chris Connell