Chris Cole, Medicare Insurance Agent
Chris Cole
3one3 marketing group
Medicare Agent Licensed in MS, AL, AR, GA, IL, LA and TN
35+ Years of Experience
Contact Details
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Location
Batesville, MS
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Phone
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Pre-Appointment Form
About Me
I am a dedicated and licensed insurance agent with over 34 years of experience, proudly serving clients since June 1991. My expertise centers on helping individuals and families make informed decisions in Medicare options, final expense planning, and vision and dental insurance.
Each year, I complete rigorous Medicare certification to stay current with the latest regulations, plan changes, and benefits. I take pride in providing personalized guidance that prioritizes my clients’ health, financial security, and peace of mind. Whether you’re approaching Medicare eligibility, planning for end-of-life expenses, or seeking quality supplemental coverage, I’m here to simplify the process and deliver solutions that truly fit your needs.!
Q&A with Chris Cole
With a Medicare Advantage plan after I reach the max out of pocket, $3,000 or more, will I have any copays or fees the rest of the year?
Answer: That is a good question. No,you will not have anymore copays after you reach your max out of pocket for the year.
How does the Part D "catastrophic coverage" phase work once I hit the out-of-pocket max?
Answer: You willl basically have 0$ copays at this point on covered medication. Covered medication would be medication listed on formulary of the medicare Part C plan or medicare Part D plan.
If I have been on disabilty due to an accident, do I qualify for Medicare Insurance?
Answer: IF you ha e paid into medicare for at least 40 quarters you will qualify for Medicare Part A. Also you can buy medicare Part B . You have to be on ssi disability for 24 months to qualify for medicare insurance.
I picked a PPO for the flexibility, but now every time I go out of network the bills are outrageous. What's the point of even having a PPO?
Answer: The purpose of a PPO is the flexibility of a ppo plan. If you want lower out of pocket cost you should probably pick an hmo plan. But with an hmo you have to stay in network.