Cavondra Padgett, Medicare Insurance Broker
Cavondra Padgett
3M Insurance Solutions
Medicare Broker Licensed in NC
Contact Details
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Location
Clemmons, NC
About Me
Helping people understand Medicare doesn’t have to be confusing—that’s where I come in. I work one-on-one with clients to find plans that fit their doctors, prescriptions, and lifestyle. I specialize in Medicare Advantage, Medicare Supplement, and Part D prescription drug plans, providing personalized guidance tailored to each client’s needs and budget. Whether you’re new to Medicare or reviewing your current coverage, I’m here to make the process easy, stress-free, and centered around you.
Q&A with Cavondra Padgett
What does Medicare Part A cover, and is it really free?
Answer: Part A covers hospital, skilled nursing facility, hospice, and some home health care. While most people do not pay a monthly premium for Part A (because they paid Medicare taxes while they worked), this is not the case for everyone. If you haven't worked long enough (at least 10 years or 40 quarters), or don't qualify through a spouse, you could still be able to enroll in Part A. You'll just have to pay a monthly premium.
Although, you may not have a Part A monthly premium, it's not completely free. You may still have to pay for deductibles, coinsurance, and other out of pocket costs.