Burman Clark, Medicare Insurance Broker
Burman Clark
Muneris Benefits
Medicare Broker Licensed in VA and WV
35+ Years of Experience
Contact Details
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Serving
Hollins, VA
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Phone
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Website
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LinkedIn
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Facebook
About Me
Hi, I'm Burman, your local Medicare expert!
Navigating Medicare can be overwhelming, but I’m here to simplify it. I specialize in helping you find the right plan that fits your unique needs and budget—without the hassle. With access to top national and local providers, I’ll compare your options and guide you toward the best choice. Best of all, my services come at no cost to you!
Let’s explore your Medicare options together. Contact me today, and be sure to mention that you found me on Medicare Agents Hub!
Directions to My Office
Q&A with Burman Clark
What happens to my Medicare coverage if I enter a skilled nursing facility for rehab but then need long-term care?
Answer: Short-term rehab is covered by Medicare Part A for the first 20 days. Days 21-100 the consumer is responsible for coinsurance and after 100 days, coverage under Medicare ends. Medicare was never intended to be a Long-Term Care solution; however, some folks may qualify for Medicaid, possibly Veterans benefits, but the lion's share of consumers are self-pay spending down their lifelong assets.
Can I show my Original Medicare Card instead of my Medicare Advantage card, if my provider doesn't take my advantage insurance?
Answer: No, the Medicare Advantage Plan is a Medicare replacement policy, meaning, all benefits are provided by your insurance carrier. If your provider does not accept the plan, you should confirm if there are out-of-network benefits - perhaps a PPO plan. If in an HMO setting, work with your insurance carrier to find an in-network provider.