Bryan Monteagudo, Medicare Insurance Agent
About Me
Hi! My name is Bryan, and I am your dedicated Medicare consultant and agent. My focus is on Medicare, and I am committed to assisting you in finding the most suitable plan that aligns with your unique needs and budgetary constraints. I will tackle the challenge of sifting through plans from nationally and locally recognized companies, so you don't have to. What's more, my services are entirely free! Reach out to me today to explore your Medicare insurance options and be sure to mention that you discovered me on Medicare Agents Hub!
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Q&A with Bryan Monteagudo
I've been on my employer's health plan but am retiring soon. What should I consider when moving to Medicare?
Answer: The first thing to make sure is that if you are married that your spouse will have coverage before electing for Medicare. The best thing to do is to speak to an agent in your area. The next thing is to see what tax bracket you will be on if you join medicare the cost will be different depending on your tax bracket.
Will Medicare cover everything my current employer plan does?
Answer: In most cases, Medicare covers more than Group insurance. Most Group insurance have a high deductible compared to Medicare. It is always good to contact an agent to discuss. Everybody’s healthcare is different and also the needs.
For Medicare Part D, why would someone pick a plan with a high total cost?
Answer: Hello Every plan is different in what medication it will cover and also sometimes a plan will cost less for the year even with paying a higher premium than a plan with a smaller premium. The copay and coinsurance may be lower on a higher premium plan so the overall cost will be less for the year.
