Bruce Heavener, Medicare Insurance Broker

About Me

Hi, my name is Bruce, and I am your local Medicare insurance broker. Medicare is one of my specialties and I am dedicated to helping you find the best plan that fits your specific needs and budget. I will take on the task of searching through plans from nationally and locally recognized companies so that you don't have to. Best of all, my services come at no cost to you. Get in touch with me today to explore your Medicare insurance options. Be sure to mention that you found me on Medicare Agents Hub!

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Q&A with Bruce Heavener

What is the biggest mistake seniors make when enrolling in Medicare?

Answer: If you're still working at 65, and your employer has less than 20 employees, you must sign up for Medicare at 65 even if you're on the employer's group health plan. Medicare must be primary coverage for age 65 or older individuals, or employees of any company having less than 20 employees. When you do eventually sign up late for Medicare, you will pay premium penalties every month for as long as you have Medicare.