Brianna Henward, Medicare Insurance Agent
Brianna Henward
Tindon Health & Wealth
Medicare Agent Licensed in ME and NH
7+ Years of Experience
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Maine
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Brianna Can Help With:
About Me
Hi, I’m Brianna, your local Health insurance & Medicare insurance adviser! A free service to you.
At Tindon Health & Wealth, Retirement Health Coverage & Medicare is my specialty. I’m passionate about helping you find a plan that fits your specific health needs, lifestyle, and budget. I compare options from nationally and locally recognized insurance companies—so you don’t have to—and best of all, my services are completely free to you. You do not need to wait till 65 to retire just due to health insurance - let me show you options.
If you're nearing retirement, we also offer retirement planning support to help you navigate both your health coverage and investments.
About Me: Brianna Henward is a local health insurance and Medicare advisor based in North Berwick and the proud co-owner of Tindon Health & Wealth, a family-founded firm.
Growing up with a special needs sister, Bridgette, who was born with cerebral palsy and autism, Brianna developed a deep passion for disability rights and advocacy. When Bridgette turned 18, Brianna became her caretaker—an experience that shaped her mission of helping families navigate complex healthcare systems, especially Medicare.
Outside of work, Brianna is an avid reader, foodie, and former executive sous chef, having graduated from the Culinary Institute of America and later earning a business degree from Cornell University. She lives in North Berwick with her husband Andrew, their 1-year-old son Leo, and Bridgette.
About Tindon Health & Wealth: Founded in 2007 by a stay-at-home mom who saw a need in her community, Tindon Health & Wealth has grown into a family-run, independent insurance brokerage serving all of Maine and New Hampshire.
We specialize in helping seniors, disabled adults, and veterans navigate their Medicare choices—and we’re proudly contracted with all six Medicare Advantage carriers in Maine and New Hampshire, along with a wide range of Medigap and Part D options.
Directions to My Office
My Google Reviews
45 Total Reviews (5.0 )
November 6, 2026
November 5, 2026
I did do some research before the appointment. When I engaged with Charity for the zoom meeting, she was patient with me and very informative. I kept asking her questions to make sure I understood each plan I was interested in made sense to me. She was very pleasant throughout the whole meeting. I was very pleased with each plan I had chosen. I'm glad I attended the webinar and for the services I received from this company.
November 5, 2026
November 5, 2026
Briana and her team are amazing. I was scammed and they helped and cleared the mess up for me, finding me a real policy on the ACA. It was such a relief in a very stressful situation. They are the BEST! Joy Chasse, Cornish, ME
November 4, 2026
So helpful and knowledgeable . Trying to make sense of all the Medicare options is mind boggling. Thank you.
Q&A with Brianna Henward
What is the biggest mistake seniors make when enrolling in Medicare?
Answer: The biggest mistake seniors make is not picking up drug coverage immediately. Even if you have no medications or very little drug costs, you still need to pick up coverage, or you will accrue a lifetime penalty when you do enroll. There are very affordable options, and we can make sure you're not overinsured.
Does Medicare cover Ozempic and other drugs prescribed for weight loss?
Answer: Medicare and the Affordable Care Act do not cover prescription weight loss, unfortunately. However, they can cover Ozempic or similar GLP-1s if you are diabetic.
Medicare is slow to keep up with changing medical advancements, but I hope they do change this policy soon so we can administer the medication to help AVOID diabetes, instead of simply treating it once it's already there.
What's the difference between a Medicare broker and a Medicare agent?
Answer: Many independent Medicare advisors use the words "Broker" and "Agent" interchangeably, but there is a difference. All brokers are agents, but not all agents are brokers.
An agent means they are licensed and can represent a plan.
A broker means they are licensed and can represent multiple plans.
Beware of "captive" agents, or agents that work specifically for one company. They're good people, but their hands are also tied if that company has a down year or if your doctor leaves their network. They only have 1 option to show you, even if it's not a good fit at all.
Is my Medicare deductible supposed to change from year to year?
Answer: Yes, the deductible can absolutely change year to year. For example, the Part B deductible went from $240 to $257 in 2025. Your Advantage plans can also change year to year, so it's always good to check in each fall.
Aren't those Medicare seminars just sales pitches in disguise?
Answer: It all depends on if it's an insurance carrier-specific seminar or an Education seminar. By law, educational seminars cannot talk about plan specifics or prices. However, that means that the educational seminars can't really dive into the nitty-gritty details of the insurance plans you're comparing. However, a sales seminar typically only represents one plan's options.
The best thing to do? Sit down with us, one-on-one, and compare the specific plan options for your exact county and needs.
I just started on Medicare Part D, and I'm confused about whether my new cholesterol medication counts toward my coverage gap. Can you explain?
Answer: The great news is that the coverage gap is gone as of January 1st, 2025.
Now, how your cholesterol medication is covered by your specific plan is a bit more nuanced depending on which medicine and which plan. Often cholesterol meds, like atorvastatin, are very low cost, but I can get you an exact quote at any time.
Can I show my Original Medicare card instead of my Medicare Advantage card if my provider doesn't take my Advantage insurance?
Answer: If you choose Medicare Advantage, then you'll need to show that card to your provider, and if your provider does not take Medicare Advantage, then we'll want to explore a different insurance option for you, like Medigap.
The reason being that, when you're enrolled in Medicare Advantage, Medicare is paying that plan to be your insurance; thus, your Original Medicare card won't pay claims. Alternatively, you can go back to Original Medicare and pick up a Medigap plan. On a Medigap plan, Original Medicare pays its portion and then the rest simply goes to the Medigap plan. The Medigap has no deciding power, and then the provider simply bills Medicare, removing the need to check additional networks.
What's the best way for seniors to protect themselves from Medicare-related scams?
Answer: The best way to protect yourself from Medicare-related scams is to actually develop a relationship with the person you're working with. Just like a financial advisor or a doctor, you want someone you'll trust to be there through the year and in years to come. When in doubt, make sure they are a licensed insurance broker and works for a reputable brokerage - not some random person at a call center.
What are disadvantages of PPO?
Answer: PPO plans, which are medical plans that let you go outside of the network, can be great because they allow you to see most providers and see a specialist without a referral (though the specialist themselves often still requires the referral).
The disadvantages are that they typically are more expensive and have higher copays/deductibles than HMOs. Plus, even if your plan lets you go outside of the network, if your provider refuses to bill outside of their network, then you'll be left with a messier reimbursement process vs simply being in-network. Lastly, many people pay for a PPO even when every doctor they'd like to see is actually in-network anyway. So they're paying more for worse coverage to gain a benefit they'll never use.
What are the reasons why I should work with a Medicare agent?
Answer: Medicare and Medicare Plans are very different from state to state and from year to year. Maine and New Hampshire, for example, are VERY different. Working with an expert, like myself, that truly specializes in these local plans and laws can save you countless hours of research and thousands of dollars in mistakes. Even if you do all the research yourself in year 1, do you really want to do that every year of your retirement?
Instead, get an expert advisor in your corner that costs you nothing but knows your exact situation, goals and wants in coverage. My team & I can look out for you and be there for you all year long when there are questions on benefits, billing or law changes.