Brenda Craine, Medicare Insurance Agent
Brenda Craine
Medicare Agent Licensed in AZ, OH and PA
3+ Years of Experience
Contact Details
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Location
Geneva, OH
Brenda Can Help With:
About Me
I am a Licensed Medicare Insurance Agent serving OH, PA, AZ, CA, and TX.
Navigating Medicare can feel confusing.
My goal is to make the process simple, clear, and stress-free for you. I am an independent, multi-state licensed insurance agent dedicated to helping individuals find the right Medicare coverage for their unique health needs and budget. Whether you are transitioning into Medicare for the first time, moving across state lines, or looking to optimize your coverage during the Annual Enrollment Period, I provide personalized, honest guidance at no cost to you.
Why Work With Me?
I have Multi-State Expertise: I am fully licensed and certified across Ohio, Pennsylvania, Arizona, California, and Texas, understanding the specific regional plan availability in each state.
Independent Broker Advantage:
I work for you, not the insurance companies. This allows me to compare top-rated national and local carriers to find your best fit.
Clear Answers:
I break down complicated terms like Part A, Part B, Part D, and Advantage plans into plain English.
Year-Round Support:
My help does not end after you enroll. I am here to answer your questions and assist with your plan every year.
How I Can Help You
Medicare Advantage (Part C): Find local all-in-one coverage options with extra benefits.Medicare Supplement (Medigap): Protect yourself from high out-of-pocket medical costs.Prescription Drug Plans (Part D): Cross-reference your medications to secure the lowest pharmacy costs.Let’s find a plan that gives you peace of mind.
Q&A with Brenda Craine
Does Medicare cover stress tests, EKGs, or echocardiograms?
Answer: If these tests are Medically necessary they will be covered under Part A and Part B. They will pay 80% of the cost for these tests. You will need to have a Dr.'s referral and proof of medical necessity.
How do I know if my prescriptions will cost more next year?
Answer: You can check the price of your prescriptions for next year by logging into your insurance account and checking the price.
I'm considering genetic testing to assess my cancer risk based on family history. Will Medicare cover this preventive approach in my situation?
Answer: Medicare's testing for cancer risk is limited. It requires a personal history of cancer and or meet specific strict medical criteria.