Bob Greco, Medicare Insurance Agent
Bob Greco
Greco Insurance
Medicare Agent Licensed in MO, IA and IL
16+ Years of Experience
Contact Details
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Location
Creve Coeur, MO
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Phone
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Website
About Me
Hello, I'm Bob, your neighborhood Medicare insurance advisor. My expertise lies in the realm of Medicare, and my mission is to assist you in identifying the perfect plan tailored to your unique requirements and financial capacity. Allow me to navigate the array of plans available from both nationally and locally esteemed companies on your behalf. And don't worry, my services are provided free of charge! Contact me to discover your Medicare insurance alternatives and don't forget to mention that you discovered me on Medicare Agents Hub!
Directions to My Office
Q&A with Bob Greco
What's the difference between a Medicare broker and a Medicare agent?
Answer: A broker and an agent can do the same things. An agent may be able to offer many companies programs or one companies programs. A broker will generally offer many companies programs and give you the best plan that is available to you.
Why might Original Medicare with a Part D plan be better than a Medicare Advantage plan for frequent travelers?
Answer: This is not necessarily true. It depends on your unique situation. If you spend partial time at two different residences, it depends where those places are located. In this case, a Medicare supplement might be better. In some cases with advantage, you can have doctors in both places. When it comes to international travel there is limited coverage for emergencies worldwide with a Medicare supplement. With Medicare advantage you have worldwide emergency care.
If I start dialysis, how does that change my Medicare eligibility or coverage?
Answer: If you go on dialysis or you are already on dialysis it does not affect your eligibility for Medicare. If you are already on Medicare and go on dialysis the way it is paid for may be affected but your coverage will stay constant.
Is Medicare becoming more expensive over time, and will it ever be unsustainable?
Answer: Medicare cost have gone up over time but they do make adjustments based on your income. No one can predict the future of Medicare but for now if used properly it is outstanding coverage.
Don't you think Medicare's technology systems are outdated and inefficient?
Answer: I’m not sure what part you are referring too. I do know Medicare does a very good job of handling claims.
My Medicare Advantage plan denied coverage for a specialist I need to see. What are my options now?
Answer: Your options would depend on the type of program you have. Do you have an HMO or a PPO? If you have an HMO you’re limited to the network that is provided by the program. If you have a PPO, you can go outside the network as long as the provider agrees to except your coverage. You can always go back to your primary care physician for another recommendation. You may also have the option to go to another program if there is a special enrollment available for you.