Barbara Margucci, Medicare Insurance Agent

About Me

Hi, my name is Barbara and I am your local Medicare insurance agent. Medicare is my specialty and I am dedicated to helping you find the best plan that fits your specific needs and budget. I will take on the task of searching through plans from nationally and locally recognized companies so that you don't have to. Best of all, my services come at no cost to you. Get in touch with me today to explore your Medicare insurance options. Be sure to mention that you found me on Medicare Agents Hub!

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I acknowledge that a licensed insurance agent may contact me by phone, email, or mail, to discuss Medicare health plan options, including Medicare Advantage, Medicare Part D and Medicare Supplement plans. I accept the terms of service and privacy policy. This is a solicitation for insurance. Your information will ONLY be sent to Barbara Margucci. No other insurance agents or agencies will receive this inquiry.

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Q&A with Barbara Margucci

I'm worried about choosing the wrong plan and being stuck with it. How often can I change my Medicare coverage?

Answer: There may be opportunity to change your Medicare coverage, and a determination can easily be made based on your individual circumstances. To answer your question, I can offer you a no-cost, no-obligation needs analysis. Please call me to schedule 412-238-2007

Can Medicare Part D deny coverage for a brand-name drug if a generic isn't available?

Answer: All Plans are not created equally. Each Plan as a formulary, which is their list of covered drugs. Depending on the drug, and any other drugs you may take, I can advise which Plans will cover your specific set of drugs, and any related copays/deductibles. Please call me at 412-238-2007 for more detailed information pertaining to your question, for a no-cost, no-obligation discussion.

I have Medicare Advantage with a PPO, and I'm curious if my annual wellness visit is free or if I'll owe something for it.

Answer: With most Medicare Advantage Plans, the Annual Wellness Visit is a covered benefit. To be certain, I can review your specific Plan and advise. If you would like more specific information, please contact me for a no-cost, no-obligation Plan Review by calling 412-238-2007

I picked a PPO for the flexibility, but now every time I go out of network the bills are outrageous. What's the point of even having a PPO?

Answer: All PPOs are not created equally and have varying copays. For Plans that will offer the same copay for in and/or out of network services, please call me for a no-cost consultation 412-238-2007

Barbara Margucci, Medicare Insurance Agent