Annette Hartman, Medicare Insurance Broker
Annette Hartman
Annette Hartman Health Insurance Agent
Medicare Broker Licensed in FL
Contact Details
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Location
Okeechobee, FL
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Phone
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Website
About Me
Hello, my name is Annette Hartman and I am your local Medicare agent serving the Okeechobee, Martin and Glades county areas. I specialize in Medicare plans. I am here to help you find the best Medicare plan that fits your specific needs. My services are completely free to you!
Contact me today to discuss all you Medicare options!
Q&A with Annette Hartman
I'm worried about choosing the wrong plan and being stuck with it. How often can I change my Medicare coverage?
Answer: There are certain situations that allow you to change plans mid year, but you must qualify for a Special Enrollment for mid year plan changes.
Everyone that has a Medicare Advantage or Prescription Drug plan is able to review their plan during the Annual Enrollment Period between October 15-December 7 to make plan changes for the following year.
Everyone situation is different, and is another reason to work with an agent that can help guide you on plan changes.
What's the biggest mistake seniors make when choosing a Medicare Part D plan?
Answer: One of the biggest "mistakes" I see seniors make regarding Part D coverage, is not comparing plan costs for their individual needs. I always suggest to review all plans in your area to see what your total out of pocket costs will be based on your prescriptions.
What are the reasons why I should work with a Medicare agent?
Answer: Agents are wonderful resources. An agent will provide advice and help guide you through the process of enrolling in Medicare Plans that work best for you. An agent will then continue to be your advocate even after your initial enrollment.
I thought I signed up for both Part A and B when I got my Social Security, but now I'm getting bills for Part B. Did I miss something during the enrollment period?
Answer: You will want to check back with Social Security. Typically when you are receiving Social Security benefits, you premium is automatically deducted from those benefits each month. If you signed up for Part B, but are not drawing Social Security benefits, you will be billed quarterly for your Part B premium.