Anna J Smith, Medicare Insurance Broker
Anna J Smith
Independent Broker
Bilingual English & Español
Medicare Broker Licensed in IN, IL and MI
5+ Years of Experience
Contact Details
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Location
Chesterton, IN
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Phone
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Website
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Facebook
Anna J Can Help With:
About Me
Hello, I hope you are having a wonderful day!
I'm Anna J Smith, a Medicare/Life/Health Insurance Broker dedicated to serving our local area.
I travel to clients and I also have walk in availability 9am - 7pm Monday thru Saturday.
Medicare, Individual Health Insurance and Small Group is my area of expertise, and I'm committed to helping you pinpoint the most suitable plan for your individual needs and budget.
I'll handle the research and comparison of plans from top national and local companies, so you can relax.
My assistance comes at absolutely no cost to you.
A new Indiana law to allow those age 65 or older on a Medicare Supplement (Medigap), a
guaranteed opportunity to change companies. This does not allow someone on a Medicare Advantage
plan guaranteed rights to join a Medigap. This also does not allow those under age 65 on Medigaps to
change policies.
How it will work: Within 60 days of your birthday EACH year, you will have an opportunity to go from
one company's Medigap to another—-guaranteed.
Guaranteed means that they MUST accept you and cannot judge you based on your preexisting medical conditions. Plans can still base your premium rate off your age, gender, zip code and tobacco use.
The law states that you are only guaranteed to get the SAME lettered Medigap plan that you currently
have, but from a new company.
Reach out to me today to discuss your Medicare insurance and other health Insurance possibilities,
and remember to mention you found me through Medicare Agents Hub!
Directions to My Office
Q&A with Anna J Smith
Which inhalers are covered by Medicare Part B vs Part D?
Answer: Inhalers are usually listed on a plan's formulary, though they may have varying, high-cost copays. Coverage applies to both brand-name and generic, with specific costs depending on the plan's tiers and if you have reached the coverage gap.
My parents, ages 90 and 91, can no longer afford their Medicare Supplement Plan F and do not qualify for Medicaid. What happens if they cannot pay the 20% not covered by Medicare after cancelling the supplement?
Answer: I would recommend your parents look for a Medicare Insurance Broker to compare Medicare Advantage plans to fit their budget.
Does Medicare cover Alzheimer's disease treatment?
Answer: Medicare does cover some services for Alzheimer’s patients—such as doctor visits, hospital stays, and diagnostic tests—but generally does not pay for long-term "custodial care" (bathing, dressing, 24/7 supervision) in assisted living or nursing homes. Coverage includes Alzheimer's disease diagnosis, mental health care, and some home health services, with prescription coverage available through Part D
I need a hearing aid but I've heard Medicare doesn't cover them. Is there any way around this?
Answer: Yes absolutely, if you have a Medicare Advantage plan, many plans have hearing aids as an extra benefits.
How do you approach educating clients who are new to Medicare versus those who are considering switching plans?
Answer: I like to educate all Medicare beneficiaries with facts printed from Medicare directly and I spend as much time necessary to help clients understand what their healthcare options are.
What do you like most about being a Medicare agent?
Answer: I enjoy educating Medicare beneficiaries to help them make the right choice for their healthcare decisions.