Angelina Giambri, Medicare Insurance Agent
Angelina Giambri
Advantage Med Sup LLC
Medicare Agent Licensed in FL and OH
Contact Details
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Location
Aventura, FL
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Angelina Can Help With:
About Me
As a local third-generation Medicare specialist and licensed insurance agent in Ohio and South Florida, I offer extensive expertise in Medicare Advantage Plans, Medicare Supplements, and Prescription Drug Plans. Whether you’re approaching 65, transitioning from employer insurance, new to the area, managing a disability, or need a Medicare 101 presentation, I’m here to provide tailored solutions.
I offer personalized consultations at no cost to help you find the Medicare coverage that best fits your needs. Let’s work together to make your Medicare experience seamless and effective.
Q&A with Angelina Giambri
I went with Medigap because I travel a lot, but now I'm paying a fortune in premiums. Did I make a mistake?
Answer: Not necessarily. A Medicare Supplement (Medigap) plan is actually a great fit for people who travel frequently because it gives you the freedom of no network restrictions. You can see any doctor or go to any hospital that accepts Medicare anywhere in the U.S.
That said, the trade-off is usually the higher monthly premium.
If you don’t have established doctors in the states you travel to and you’re mainly looking for flexibility while also lowering your monthly cost, it may be worth looking into a PPO Medicare Advantage plan. These plans typically have low to $0 premiums, set copays for services, and they still allow you to see providers outside of the network, usually with a slightly higher copay.
It really comes down to balancing monthly premium vs. how you prefer to access care.
What are the reasons why I should work with a Medicare agent?
Answer: This is a great question. There are many reasons to work with a Medicare agent, but the most important is guidance and advocacy. Medicare can be confusing, with multiple parts, plans, rules, & deadlines to it. A licensed Medicare agent helps you understand your options, compares plans based on your doctors, prescriptions, budget, and health needs, and ensures you avoid costly mistakes or penalties.
Working with a Medicare agent also means you have ongoing support, not just at enrollment. If your needs change, premiums increase, or you receive confusing mail , your agent is there to help you navigate it all—at no additional cost to you. Simply put, a Medicare agent saves you time, reduces stress, and helps you make confident, informed decisions about your healthcare.
Pro Tip: Working with a local, independent Medicare agent is especially valuable. An independent agent is not tied to just one insurance company, which means you receive plan recommendations that are truly in your best interest. A local agent also understands the plans, networks, and providers available in your area and is someone you can build a long-term relationship with.