Angel Cayocca, Medicare Insurance Agent
Angel Cayocca
Graceland Insurance Elite Health & Wealth
Medicare Agent Licensed in AR, AL, AZ, FL, MO, NE, OK and TX
Contact Details
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Serving
Harrison, AR
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Phone
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Website
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LinkedIn
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Facebook
Angel Can Help With:
- Medicare Advantage
- Medicare Supplement
- Prescription Drug
- Dental Plans
- Vision Plans
- Hearing Plans
- Individual / Family Plans
- Group Benefits
- Life Insurance
- Final Expense Insurance
- Critical Illness
- Long Term Care Insurance
- Short Term Care Insurance
- Disability Insurance
- Hospital Indemnity Insurance
- Annuities
About Me
Medicare is personal. Your agent should make it feel that way. ❤️
I'm Angel Cayocca, and I believe you deserve more than an insurance policy—you deserve an advocate who genuinely cares.
I take the confusion out of Medicare by helping you understand your options, protect your healthcare needs, and make confident decisions. Your doctors, prescriptions, budget, and peace of mind are my priorities.
I don't believe in selling you a plan. I believe in helping you find YOUR plan.
Because to me, you're not just another enrollment. You're someone who deserves to be heard, valued, and supported.
Let's make Medicare simple, personal, and about YOU.
My Google Reviews
61 Total Reviews (5.0 )
November 5, 2026
October 25, 2026
October 25, 2026
October 10, 2026
Angel is easy to work with and is very knowledgeable about the plans. She works very hard to find the best plan for you.
September 20, 2026
Dedicated, friendly, and very knowledgeable! You couldn't choose someone better to work with for insurance!
Q&A with Angel Cayocca
I heard Medicare now covers PrEP for HIV prevention under Part B. Does that include the shots like Apretude, and will I really pay nothing?
Answer: Yes. For eligible patients they will pay $0 for medication, injections, and covered screenings. Just make sure provider accepts medicare assignment and bills Part B correctly.
Does Medicare cover PRRT with Lutathera for neuroendocrine tumors, and what will I pay out of pocket?
Answer: Generally yes. However, you are responsible for 20% after part B deductible whitch has no cap so it can become expensive.
Why is moda more expensive than united health through pers?
Answer: Moda is more expensive because it works more like traditional medicare giving you more freedom to see Dr's without worrying as much about networks or referrals. United has lower premium but you may have more copays ans restrictions depending on the type of care you need.
Do I have to renew or re-enroll in Medicare every year, or does my coverage carry over automatically?
Answer: You do not need to re-enroll in medicare every year. As long as the premium is being paid, your Medicare will continue.
My doctor wants me checking my blood sugar 3 times a day. Will Medicare pay for my meter, test strips, lancets, and control solution, and how many strips can I get each month?
Answer: There are stipulations and documentation needed from a Dr typically. The amount of strips medicare will cover is up to 300 strips every quarter (amount will very based per case) at 80%.
What happens if my Medicare Advantage plan is discontinued or leaves my area?
Answer: That opens up a special election period and you will have a chance to get other coverage. Sometimes that means guaranteed issue into a supplement. If you do not enroll into something else, you will be defaulted back to original medicare.
Why do some people regret choosing a Medicare Advantage plan over Original Medicare?
Answer: Sometimes certain services could end up being cheaper on original medicare than an advantage (rare), but advantage has your max out of the pocket protection that you cannot get with original medicare. Advantage plan you also have to stay in your network or you have less or no coverage if you go outside your network.
How do Medicare Advantage star ratings affect the quality of care I can expect?
Answer: Higher rated plans generally indicate better overall performance but they dont guarantee better care for every individual. The star ratings 1-5 measures plans quality and performance. Ratings consider preventive care, chronic condition management, member satisfaction customer service and complaints.