Alyson Collins, Medicare Insurance Agent
Alyson Collins
Integrity Healthcare LLC
Medicare Agent Licensed in TX, AR, FL, KS, LA and NM
4+ Years of Experience
Contact Details
-
Location
Little Elm, TX
-
Phone
-
Website
-
Schedule An Appointment
Alyson Can Help With:
- Medicare Advantage
- Medicare Supplement
- Prescription Drug
- Dental Plans
- Vision Plans
- Hearing Plans
- Individual / Family Plans
- Group Benefits
- Life Insurance
- Final Expense Insurance
- Critical Illness
- Long Term Care Insurance
- Short Term Care Insurance
- Disability Insurance
- Hospital Indemnity Insurance
- Annuities
About Me
Alyson Collins
Licensed Medicare Insurance Agent | Integrity Healthcare, LLC
With over 20 years of experience in the healthcare industry, Alyson Collins is a trusted advisor dedicated to helping seniors and individuals make confident, informed decisions about their Medicare coverage.
Before becoming an independent agent, Alyson worked behind the scenes reviewing claims and auditing healthcare payments for Medicare and major insurance carriers. This experience gives her a unique perspective in understanding how plans actually work — not just how they’re sold.
Today, Alyson specializes in Medicare Advantage, Medicare Supplement, and Prescription Drug Plans, along with additional coverage such as dental, vision, and hospital indemnity plans.
What truly sets Alyson apart is her support beyond enrollment. She helps clients understand their medical bills, navigate coverage questions, and identify potential billing issues to ensure their plan is working as expected.
Her approach is simple:
✔ Educate first
✔ Provide clear, easy-to-understand options
✔ Ensure your doctors, prescriptions, and needs are covered
Alyson offers no-cost consultations and ongoing support year-round.
👉 Not just helping you choose a plan — but helping you use it.
Q&A with Alyson Collins
I'm enrolled in a Medigap Plan F, and I'm not sure how my emergency room visits are handled. Is there a copay I should expect?
Answer: With Medigap Plan F, you won’t have a copay for emergency room visits. Plan F is the most comprehensive Medigap plan — it covers all Medicare-approved costs that Original Medicare doesn’t pay, including the Part A deductible, Part B deductible, coinsurance, and excess charges.
I've heard that once you're on Medicare, you might not need life insurance as much. Is that true?
Answer: Medicare will cover your healthcare needs, but it doesn’t replace life insurance — Medicare only pays for medical care, not final expenses, debts, or income replacement for loved ones. If you have a spouse, children, or anyone relying on your income or if you want to leave money for funeral costs or an inheritance, life insurance can still play an important role even after you’re on Medicare.
I just moved to a new state. Do I need to do anything with my Medicare coverage?
Answer: If you have Original Medicare or Original Medicare with a Supplement (Medigap), your coverage also moves with you, but premiums and available plans can vary by state. If you have a Medicare Advantage or Part D plan, you’ll need to check your new service area and may qualify for a Special Enrollment Period to switch plans. Always update your address with Social Security to keep everything current.
What's the most cost-effective way for a healthy 65-year-old to structure their Medicare coverage?
Answer: If you prioritize lowest cost now and are okay with network rules → Start with a $0 premium Medicare Advantage plan with built-in drug coverage.
If you want long-term cost predictability and nationwide access → Choose Original Medicare + Medigap Plan G + low-cost Part D right away to lock in health-based approval.
Who qualifies for Medicare coverage if they are under 65?
Answer: An individual that can qualify if they have End Stage Renal Disease (ESRD) or if they have been disabled for at least 24 months.
I've got a Medicare Advantage plan, and I'm curious if my upcoming eye surgery is fully covered or if I'll owe extra out of pocket.
Answer: Your Medicare Advantage plan will usually cover eye surgery if it’s medically necessary, but you may still owe a copay or coinsurance based on your plan’s rules. Coverage depends on whether your surgeon and facility are in-network and if prior authorization is approved. To know your exact costs, contact your plan’s member services with your procedure details for a breakdown.