Alison Grice, Medicare Insurance Broker
Alison Grice
Medicare Broker Licensed in SC, AZ, CO, FL, NC, TN, TX and WY
5+ Years of Experience
Contact Details
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Location
Conway, SC
Alison Can Help With:
- Medicare Advantage
- Medicare Supplement
- Prescription Drug
- Dental Plans
- Vision Plans
- Hearing Plans
- Individual / Family Plans
- Group Benefits
- Life Insurance
- Final Expense Insurance
- Critical Illness
- Long Term Care Insurance
- Short Term Care Insurance
- Disability Insurance
- Hospital Indemnity Insurance
- Annuities
About Me
My name is Alison Grice, and I am an insurance broker and Medicare specialist with HFI Benefits Group Pee Dee. I have a medical background, a degree in Microbiology, and for over 5 years I have been helping individuals find insurance options that work for them and their families. I would love the opportunity to help you with your health insurance journey.
Q&A with Alison Grice
Who qualifies for Medicare coverage if they are under 65?
Answer: You can qualify for Medicare coverage under the age of 65 if you been getting social security disability benefits for 24 months, if you have end-stage renal disease, or Lou Gehrig's disease.
I'm worried about affording my medications even with the 2025 changes. Are there additional assistance programs I should know about?
Answer: There are state and federal programs available to help cover the cost of your prescriptions, if you qualify. One such program is the Part D Extra Help program through social security. There are also various Medicaid programs that can help offset or cover the costs of your prescriptions as well and are dependent on the state you live and other qualifications. The Medicare Prescription Payment plan might be another option someone could consider. There are other programs as well out there and your trusted Medicare specialist can help point you in the direction of these resources as well as your providers and pharmacy.
Would expanding Medicare to younger Americans improve or hurt the program?
Answer: Currently, younger Americans are already able to access the program if they meet certain requirements due to a disability with at least 24 months on SSDI, End stage renal disease or have ALS. From the numbers listed from the centers for Medicare and Medicaid Services as of this post, 90.2% of enrollees are over 65 and 9.8% are under 65. Most people may not know that younger Americans have access to Medicare if they meet the requirements and you have to ask yourself, have you noticed that about 10% younger population make a difference to the program currently? Now if your questions is in reference to everyone getting access regardless, then what would be the point of all the other programs we currently have established for the younger population with regards to health care? It would be messy if that happened to say the least and yes, many programs would then be hurt.