Alisa Ugalde, Medicare Insurance Broker
About Me
Hi Neighbor! I'm Alisa, an independent, licensed Medicare insurance agent. I help people turning 65, and people already on Medicare, understand their Medicare options — and once you're my client, I'm your go-to for anything Medicare, for the long run. Whatever comes up, I'm the one you call. Because I'm independent, I work with many insurance companies — not just one — so we can look at the plans that cover your doctors and your prescriptions, and I help you find the plan that fits your needs! I translate the Medicare lingo into plain words, and we talk at whatever pace you're comfortable with. Call me at the number above, or tap "Have Alisa Call Me" — I'd be glad to help.
Q&A with Alisa Ugalde
I've got Medigap Plan C, and I'm curious if my recent bloodwork is included or if I need to budget for extra costs.
Answer: It would depend on the insurance company you have and the exact plan that you are on. There should be a phone number on your insurance card that you can call and ask your question as well as request a summary of your benefits.
Can I use a health savings account (HSA) to pay Medicare premiums after I retire?
Answer: Yes, you generally can use the money in your Health Savings Account (HSA) to pay for Medicare part B, C or D. You cannot use HSA funds to pay premiums for Medicare Supplement policies (also known as Medigap).
I've had a change in my health condition. How does this affect my current Medicare plan, and should I reconsider my coverage?
Answer: Consider talking to your broker about a chronic special needs plan depending on what your new health condition is.
