Alisa Ugalde, Medicare Insurance Broker

About Me

Hi Neighbor! I'm your local, licensed, and trained insurance agent who specializes in Medicare products and the plans available in your area. I will simplify and explain your health care options. Call me. :)

Get in touch with Alisa using this form

Q&A with Alisa Ugalde

I've got Medigap Plan C, and I'm curious if my recent bloodwork is included or if I need to budget for extra costs.

Answer: It would depend on the insurance company you have and the exact plan that you are on. There should be a phone number on your insurance card that you can call and ask your question as well as request a summary of your benefits.

Can I use a health savings account (HSA) to pay Medicare premiums after I retire?

Answer: Yes, you generally can use the money in your Health Savings Account (HSA) to pay for Medicare part B, C or D. You cannot use HSA funds to pay premiums for Medicare Supplement policies (also known as Medigap).

I've had a change in my health condition. How does this affect my current Medicare plan, and should I reconsider my coverage?

Answer: Consider talking to your broker about a chronic special needs plan depending on what your new health condition is.