Alicia Rosenquist, Medicare Insurance Broker
Alicia Rosenquist
Arizona Medicare & Insurance Solutions
Medicare Broker Licensed in AZ, KY, MI, NM and UT
6+ Years of Experience
Contact Details
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Location
Gilbert, AZ
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Phone
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Website
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About Me
With over 20 years of experience in the senior industry, I’m passionate about helping people confidently navigate the complexities of Medicare. I pride myself on being knowledgeable and patient, always taking the time to ensure each person understands their options and feels supported in their decisions. Backed by a dedicated and experienced team, I’m here to make the Medicare process simpler, clearer, and less stressful. I truly love what I do, and it’s an honor to be a trusted guide during such an important stage of life.
My Google Reviews
28 Total Reviews (5.0 )
June 17, 2026
Jeremy is amazing at what he does and he goes above and beyond for his clients.
June 16, 2026
Jeremy has helped me with many people in the assisted living homes I manage. He is extremely knowledgeable and takes the time to help educate the families of our residents about their options.
May 19, 2026
Voss and his office were very helpful and helped me find a plan that took care of my needs outside of Part A and Part B.
May 15, 2026
May 8, 2026
Arizona Medicare & Insurance Solutions provided outstanding service from start to finish. The team was knowledgeable, patient, and took the time to explain all my Medicare and insurance options clearly. They made the entire process simple and stress-free while helping me find the best coverage for my needs. Excellent customer service and truly caring professionals — highly recommend!
Q&A with Alicia Rosenquist
I'm still working at 67, and I don't know if I need Part B. Why is something so basic so hard to figure out?
Answer: It can be confusing to navigate Medicare rules while still employed. Whether you need Part B primarily depends on where you get your health insurance and the size of the employer.
If you are 67, still actively working, and covered by a health insurance plan from your employer or your spouse's employer, contact the employer's Benefits Administrator. This is the most crucial step. They can verify if your current employer coverage is considered "creditable" by Medicare and if you can delay Part B enrollment without penalty.
I've heard about Medicare fraud. What steps can I take to protect myself from scams related to Medicare?
Answer: To protect yourself from Medicare fraud, guard your Medicare number like cash. Don't share personal information with unsolicited callers, even better, don't answer calls from unrecognized numbers. Be wary of "free" offers (like flex cards). Carefully review your Medicare statements for services you didn't receive. Only trust official Medicare channels, licensed agents, or your doctor for verification. Always report suspicious activity to Medicare.
I changed my plan during Open Enrollment and now I can't see my regular specialist. Isn't this what the whole review period is supposed to prevent?
Answer: While the Open Enrollment Period is designed for you to review coverage options, it does not automatically guarantee that your previous doctors will be included in the new plan's network. It's important to verify provider networks before finalizing a plan change. You may have a special enrollment available, depending on your situation if you need to make a plan change.
My kids keep telling me to get a Medicare Advantage plan, but my friends say stick with Original Medicare. Who should I listen to?
Answer: Choosing between Medicare Advantage and Original Medicare depends on your personal healthcare needs, budget, preference for flexibility, and where you reside. It's important to compare the differences and make a decision based on your unique needs. Be sure to review your current health condition, doctors, medications, and all the costs that are associated with each plan. This will help you make a clear decision that is right for you.
Can you explain Special Needs Plans in Medicare?
Answer: A Special Needs Plan (SNP) provides benefits and services to people with specific severe and chronic diseases, certain health care needs, or who also have
Medicaid.
SNPs include care coordination services and tailor their benefits, provider choices, and list of covered drugs (formularies) to best meet the specific needs of the groups they serve.
They might also cover extra services for the special groups they serve.
Does Medicare cover weight-loss programs or bariatric surgery if I’m classified as obese?
Answer: Medicare covers some bariatric surgical procedures (like gastric bypass surgery and laparoscopic banding surgery) if you meet certain conditions.
My friend gets SilverSneakers with her plan and I don't-how are we both paying for Medicare and getting such different stuff?
Answer: Could be for a few reasons. Original Medicare (Part A and B) does not offer this benefit.
Your friend chose a Medicare Advantage plan or a specific Medigap plan that includes SilverSneakers.
It could also be provider and or location. They vary by insurer and county, so one company's plan in your area might not have it, but another's does.
What are some lesser-known benefits or services that my Medicare plan might cover that I could be missing out on?
Answer: The plans might cover extras like gym memberships, non-emergency transportation, over-the-counter allowances, vision/dental/hearing aids, meals and support after hospitalization, and even home safety improvements.
What are the reasons why I should work with a Medicare agent?
Answer: Working with a Medicare agent saves you time, reduces hassle, and provides personalized, unbiased guidance to find the most cost-effective plan for your needs and budget. There is no cost to you and no obligation.
My husband passed away and now my Medicare premiums went up. Why does losing someone raise your costs?
Answer: I'm very sorry to hear this. My deepest condolences.
Losing a spouse does not directly raise costs, but it can trigger a change in how your income is determined. There are two primary reasons this may happen:
1. Your Medicare Part B and Part D premiums are based on your Modified Adjusted Gross Income (MAGI) from your tax return two years prior, not current income. If it has been longer then this, even if your total household income decreased, your individual income might fall into a higher income bracket when compared against the lower thresholds for a single person. This results in a higher premium.
2. If you have a Medicare Supplement (Medigap) plan, you might have been receiving a "household discount" because two people in the same home were enrolled with the same company. This discount is typically lost when there is only one remaining member in the household, leading to an increase in your premium for that specific plan.