Alexandra Rodriguez, Medicare Insurance Agent
Alexandra Rodriguez
Bankers Life
Medicare Agent Licensed in FL and GA
Contact Details
-
Location
Sarasota, FL
About Me
My goal is to offer solutions that meet your needs today and for the life of your retirement. I believe in building a personal relationship with you as my client, so I can better understand your retirement goals and help you get there with confidence and peace of mind.
Q&A with Alexandra Rodriguez
How does the Part D "catastrophic coverage" phase work once I hit the out-of-pocket max?
Answer: Once you hit the max out of pocket, which for 2026 is $2100, as long as your meds are covered on the formulary, are prescribed (not OTC), and not being used off label, you will be covered, 100%.
You may also sign up for the Medication Prescription Payment Plan. This helps to spread the costs of your regular medications over the year.
What do I need to do if I didn't take Medicare at 65 and am now retiring?
Answer: That would depend on whether or not you had "creditable coverage" since turning 65. Usually, if you were insured by your employer and there are more than 20 employees on the employer health insurance plan, all you need is to fill out a form to avoid a penalty.